Mortgage Credit Analyst: Precision in Loan Assessments

D2B; Metro Manila; On-site; PHP 600,000 - 800,000; Full time

Job summary

D2B in Metro Manila is seeking a Credit Analyst to support an Australian mortgage broker by assessing borrowers' financial positions and preparing high-quality loan applications for submission. You will review financial documents, analyse borrower capacity, identify lending risks, and ensure compliance with lender policies before submission, leveraging Connective Mercury and AOL for application management.

Strong attention to detail, English communication, and knowledge of Australian residential

Qualifications

• Experience as Credit Analyst or Mortgage Credit Analyst for an Australian broker or lender.
• Understanding of Australian residential lending policies and credit assessment principles.
• Experience analysing financial documents (bank statements, payslips, tax returns).
• Ability to identify lending risks and recommend loan structures.
• Proficiency with Excel, Google Workspace, Adobe Acrobat, Canva is a plus.

Responsibilities

• Analyze borrowers' financial positions, income, liabilities, assets, and living expenses.
• Review payslips, tax returns, financial statements, bank statements, and supporting docs.
• Verify borrower information against documents and lender requirements.
• Prepare accurate loan applications within Connective Mercury and enter data into CRM.
• Coordinate with brokers and lenders to gather information and track progress.
• Ensure compliance with responsible lending obligations and internal policies.

Skills

Analytical skills

Organisational skills

Problem-solving

English communication

Tools

Connective Mercury

ApplyOnline (AOL)

Job description

D2B in Metro Manila is seeking a Credit Analyst to support an Australian mortgage broker by assessing borrowers' financial positions and preparing high-quality loan applications for submission. You will review financial documents, analyse borrower capacity, identify lending risks, and ensure compliance with lender policies before submission, leveraging Connective Mercury and AOL for application management.

Strong attention to detail, English communication, and knowledge of Australian residential