Microfinance Loan Officer (Sales & Credit)

BDO Unibank; Antipolo; Sur place; PHP 180 000 - 300 000; Plein temps

Résumé du poste

BDO Unibank in Antipolo, Philippines seeks a Microfinance Loan Officer to drive loan volume while preserving profitability and credit quality, delivering strong customer service.

You will analyse applicants, initiate collections, coordinate processing, and ensure adherence to bank policies, with fieldwork and sales exposure as advantageous. Motorcycle driving is preferred to reach clients efficiently.

Qualifications

• Graduate of any 4 year degree course.
• Possesses good selling, communication and customer service skills.
• Must have basic mathematical knowledge.
• With high integrity.
• Familiar with computer software including word processing & spreadsheets.
• With fieldwork and sales experience on Microfinance, an advantage.
• Preferably can drive a motorcycle.

Responsabilités

• Actively solicit microfinance loan accounts to meet the business needs of the customer.
• Analyze overall loan applicant’s qualifications to determine feasibility of granting loans.
• Initiates credit and collection activities to ensure credit quality of accounts.
• Coordinates with concerned officers and/or other units related to processing and servicing of loan applications and loan clients.
• Ensures adherence to the bank’s policies and procedures.
• Execute sales and/or marketing activities that will achieve volume targets.
• Attends to inquiries and other requirements of the clients.
• Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking.
• Perform other functions that may be assigned to him/her

Connaissances

Sales

Communication

Customer Service

Mathematics

Integrity

Computer Literacy

Motorcycle

Formation

Bachelor's degree

Outils

MS Word & Excel

Description du poste

BDO Unibank in Antipolo, Philippines seeks a Microfinance Loan Officer to drive loan volume while preserving profitability and credit quality, delivering strong customer service.

You will analyse applicants, initiate collections, coordinate processing, and ensure adherence to bank policies, with fieldwork and sales exposure as advantageous. Motorcycle driving is preferred to reach clients efficiently.