Microfinance Loan Officer: Grow Volume & Quality

BDO Unibank; Lucena; On-site; PHP 223,200 - 334,800; Full time

Job summary

BDO Unibank is seeking a qualified candidate for a position focused on achieving loan volume targets while ensuring sound credit quality and excellent customer service. The role involves soliciting microfinance loan accounts, analyzing applicants, and initiating credit activities. Ideal candidates should hold a 4-year degree and possess strong selling and communication skills along with integrity. Familiarity with software tools is beneficial. Fieldwork experience in microfinance is preferred, and the ability to drive a motorcycle is an advantage.

Qualifications

• Graduate of any 4-year degree course.
• Possesses strong selling, communication, and customer service skills.
• Basic mathematical knowledge is required.
• High integrity and fieldwork experience in microfinance is preferred.
• Familiarity with computer software including word processing and spreadsheets is advantageous.
• Preference for candidates who can drive a motorcycle.

Responsibilities

• Solicit microfinance loan accounts based on customer needs.
• Analyze loan applicants' qualifications to assess loan feasibility.
• Initiate credit and collection activities to ensure credit quality.
• Coordinate with other units for processing and servicing loan applications.
• Ensure adherence to bank policies and procedures.
• Execute sales and marketing activities to achieve volume targets.
• Attend to client inquiries and requirements.
• Review and maintain customer loan files and agreements.

Skills

Selling skills

Communication skills

Customer service skills

Education

Any 4-year degree

Tools

Word processing software

Spreadsheets

Job description

BDO Unibank is seeking a qualified candidate for a position focused on achieving loan volume targets while ensuring sound credit quality and excellent customer service. The role involves soliciting microfinance loan accounts, analyzing applicants, and initiating credit activities. Ideal candidates should hold a 4-year degree and possess strong selling and communication skills along with integrity. Familiarity with software tools is beneficial. Fieldwork experience in microfinance is preferred, and the ability to drive a motorcycle is an advantage.