Microfinance Loan Officer - Growth & Credit Quality

BDO Unibank; Legazpi; On-site; PHP 279,000 - 391,000; Full time

Job summary

BDO Unibank seeks a results-driven professional to achieve loan volume targets while maintaining profitability, sound credit quality, and excellent customer service in the Legazpi area.

The role focuses on microfinance loan accounts, loan processing coordination, and active sales activities to meet business needs, with adherence to bank policies.

Candidates with a 4-year degree, strong communication skills, and basic math knowledge are invited to apply.

Qualifications

• Graduate of any 4 year degree course.
• Good selling, communication and customer service skills.
• Basic mathematical knowledge.
• High integrity.
• Familiar with computer software including word processing & spreadsheets.
• Fieldwork and sales experience in Microfinance is an advantage.
• Preferably can drive a motorcycle.

Responsibilities

• Actively solicit microfinance loan accounts to meet business needs.
• Analyze overall loan applicants to determine feasibility of granting loans.
• Initiates credit and collection activities to ensure credit quality.
• Coordinate with officers and units related to processing and servicing loan applications.
• Ensure adherence to bank policies and procedures.
• Execute sales and marketing activities to achieve volume targets.
• Attend to inquiries and requirements of clients.
• Review loan files and agreements for credit processing and booking.
• Perform other functions as assigned.

Skills

Selling skills

Communication

Customer service

Mathematics

Integrity

MS Office

Fieldwork experience

Motorcycle driving

Education

4-year degree

Tools

Word processing & spreadsheets

Job description

BDO Unibank seeks a results-driven professional to achieve loan volume targets while maintaining profitability, sound credit quality, and excellent customer service in the Legazpi area.

The role focuses on microfinance loan accounts, loan processing coordination, and active sales activities to meet business needs, with adherence to bank policies.

Candidates with a 4-year degree, strong communication skills, and basic math knowledge are invited to apply.