Microfinance Loan Officer - Growth, Service & Credit

BDO Unibank; Cebu City; On-site; PHP 240,000 - 480,000; Full time

Job summary

BDO Unibank is seeking an Account Officer in Cebu to help achieve loan volume targets while maintaining profitability and sound credit quality and delivering excellent customer service.

The role involves attending to MSME loan inquiries, soliciting microfinance loans, analyzing applicants, initiating credit and collection activities, coordinating with other units, and ensuring compliance with policies.

Qualifications

• Bachelor’s degree completed, as required.
• Experience in microfinance sales is an advantage.
• Proactive and customer-focused.

Responsibilities

• Solicit microfinance loan accounts to meet customer needs.
• Analyze loan applicants' qualifications for feasibility.
• Initiate credit and collection activities to secure credit quality.
• Coordinate with bank officers/units on processing and servicing loans.
• Perform other duties as assigned.
• Ensure compliance with bank policies and regulatory requirements.

Skills

Sales skills

Customer service

Math skills

Motorcycle driving

Education

Bachelor's degree

Job description

BDO Unibank is seeking an Account Officer in Cebu to help achieve loan volume targets while maintaining profitability and sound credit quality and delivering excellent customer service.

The role involves attending to MSME loan inquiries, soliciting microfinance loans, analyzing applicants, initiating credit and collection activities, coordinating with other units, and ensuring compliance with policies.