Loans Specialist-Sales for QUIRINO, ISABELA

East West Rural Bank, Inc.; Panabo; On-site; PHP 201,000 - 312,000; Full time

Job summary

East West Rural Bank, Inc. is seeking a field-visit oriented loan officer to manage client engagements, promote bank products, and facilitate loan applications in and around Panabo. You will verify documents, underwrite loans, conduct KYC, and ensure timely reporting.

The role requires good MS Office skills, strong communication, and a drive for accuracy and customer-focused service. A valid driver’s license is a plus for this position in Davao del Norte, Philippines.

Qualifications

• Graduate of at least a 4-year course, preferably Business-related courses
• With background in Loans and Microfinance is an advantage
• A resident of the area or of nearby places (within 30 min travel time to the store location)
• Very good MS Office Application Proficiency
• Good Judgment skills
• Good verbal and written communication skills
• Good problem-solving skills
• Very good human relations skills
• Fast Learner and willing to learn
• Customer Focused
• Results Driven
• Good Stress Tolerance
• Keen to details
• With Integrity
• Good team player
• With driving skills (with license) is an advantage

Responsibilities

• Do site/ area visits (Field work) within the area and nearby towns
• Perform Sales and Marketing on bank's products
• Do client engagement, perform product orientation, and other marketing strategies of the bank.
• Facilitate Loan Application to Clients
• Verify and check the validity and authenticity of loan application document attachments
• Review Loan Application Forms; Evaluate loan application, perform follow-ups if necessary
• conduct of "Know Your Customer" and loans underwriting
• Perform credit background
• Ensures efficient loan document preparation and loan processing
• Facilitate approval of loan application
• Monitor loan application status
• Make sure to do accurate, complete and timely loan report preparation and submission.
• Make sure to accurately monitor loans to achieve low to zero past due rate.
• Ensure all releases are billed and duly deducted on the identified effectivity date
• Assist in collection and promotion activities

Skills

MS Office proficiency

Verbal and written communication

Problem solving

Customer focus

Team player

Integrity

Stress tolerance

Attention to detail

Fast learner

Driving skills (license)

Good judgment

Education

4-year degree (Business preferred)

Tools

MS Office

Job description

Job Duties and Responsibilities

• Do site/ area visits (Field work) within the area and nearby towns




• Perform Sales and Marketing on bank's products




• Do client engagement, perform product orientation, and other marketing strategies of the bank.




• Facilitate Loan Application to Clients




• Verify and check the validity and authenticity of loan application document attachments




• Review Loan Application Forms; Evaluate loan application, perform follow-ups if necessary




• conduct of \"Know Your Customer\" and loans underwriting




• Perform credit background




• Ensures efficient loan document preparation and loan processing




• Facilitate approval of loan application




• Monitor loan application status




• Make sure to do accurate, complete and timely loan report preparation and submission.




• Make sure to accurately monitor loans to achieve low to zero past due rate.




• Ensure all releases are billed and duly deducted on the identified effectivity date




• Assist in collection and promotion activities

JOB QUALIFICATION AND COMPETENCIES REQUIREMENT:

• Graduate of at least a 4-year course, preferably Business-related courses




• With background in Loans and Microfinance is an advantage




• A resident of the area or of nearby places (within 30 min travel time to the store location)




• Very good MS Office Application Proficiency




• Good Judgment skills




• Good verbal and written communication skills




• Good problem-solving skills




• Very good human relations skills




• Fast Learner and willing to learn




• Customer Focused




• Results Driven




• Good Stress Tolerance




• Keen to details




• With Integrity




• Good team player




• With driving skills (with license) is an advantage