Loans Specialist-Sales for MALABON

East West Rural Bank, Inc.; Caloocan; On-site; PHP 250,000 - 380,000; Full time

Job summary

East West Rural Bank, Inc. is seeking a Loans Specialist-Sales (Marketing) to perform field visits, engage clients, and promote bank products. The role involves facilitating loan applications, verifying documents, and underwriting support.

You will monitor loan Status and ensure timely reporting while driving marketing initiatives in the service area. Candidate should have a Bachelor's degree (Business-related), strong MS Office skills, and excellent communication.

Qualifications

• Bachelor's degree in a business-related field is preferred.
• Background in loans and microfinance is an advantage.
• Resident of the area or within 30 minutes travel time to the store location.
• Very good MS Office proficiency.
• Good judgment, verbal and written communication skills.
• Good problem solving and stress tolerance.

Responsibilities

• Do site/area visits (field work) within the area and nearby towns.
• Perform sales and marketing on bank's products.
• Engage clients, conduct product orientation, and implement marketing strategies.
• Facilitate loan applications to clients.
• Verify and check loan documents for validity and authenticity.
• Review loan applications, evaluate, and conduct Know Your Customer procedures and underwriting.
• Perform credit background checks. (listed as one item)
• Ensure efficient loan document preparation and processing.
• Facilitate approval of loan applications.
• Monitor loan application status.
• Prepare and submit accurate, complete loan reports.
• Monitor loans to achieve low to zero past due rate.
• Ensure releases are billed and deducted on the correct date.
• Assist in collection and promotion activities.

Skills

MS Office proficiency

Judgment skills

Verbal and written communication

Problem solving

Human relations

Fast learner

Customer focus

Results driven

Stress tolerance

Attention to detail

Integrity

Team player

Driving skills (with license)

Education

Bachelor's degree (Business-related)

Tools

MS Office

Job description

Job Duties and Responsibilities for Loans Specialist-Sales (Marketing):

• Do site/ area visits (Field work) within the area and nearby towns

• Perform Sales and Marketing on bank's products

• Do client engagement, perform product orientation, and other marketing strategies of the bank.

• Facilitate Loan Application to Clients

• Verify and check the validity and authenticity of loan application document attachments

• Review Loan Application Forms; Evaluate loan application, perform follow-ups if necessary conduct of "Know Your Customer" and loans underwriting

• Perform credit background

• Ensures efficient loan document preparation and loan processing

• Facilitate approval of loan application

• Monitor loan application status

• Make sure to do accurate, complete and timely loan report preparation and submission.

• Make sure to accurately monitor loans to achieve low to zero past due rate.

• Ensure all releases are billed and duly deducted on the identified effectivity date

• Assist in collection and promotion activities

Job Qualification and Competencies Requirement::

• Graduate of at least a 4-year course, Bachelor's Degree, preferably Business-related courses

• With background in Loans and Microfinance is an advantage

• A resident of the area or of nearby places (within 30 min travel time to the store location)

• Very good MS Office Application Proficiency

• Good Judgment skills

• Good verbal and written communication skills

• Good problem solving skills

• Very good human relations skills

• Fast Learner and willing to learn

• Customer Focused

• Results Driven

• Good Stress Tolerance

• Keen to details

• With Integrity

• Good team player

• With driving skills (with license) is an advantage