Loans Specialist-Sales for Masbate

East West Rural Bank, Inc.; Masbate City; On-site; PHP 279,000 - 502,000; Full time

Job summary

East West Rural Bank, Inc. is seeking a Loans Specialist-Sales (Marketing) to conduct site visits, engage clients, and drive loan sales in Masbate City. The role covers marketing of bank products, handling loan applications, and ensuring timely processing and reporting of loans.

Ideal candidates hold a 4-year degree, with strong MS Office skills and customer-focused drive. Experience in loans or microfinance is a plus, and driving with a license is advantageous.

Qualifications

• Graduate of at least a 4-year course, Bachelor's Degree, preferably Business-related.
• With background in Loans and Microfinance is an advantage
• Resident of the area or nearby places (within 30 min travel time to the store location)
• Very good MS Office Application Proficiency
• Good Judgment skills
• Good verbal and written communication skills
• Good problem solving skills
• Very good human relations skills
• Fast Learner and willing to learn
• Customer Focused
• Results Driven
• Good Stress Tolerance
• Keen to details
• With Integrity
• Good team player
• With driving skills (with license) is an advantage

Responsibilities

• Do site/ area visits (Field work) within the area and nearby towns
• Perform Sales and Marketing on bank's products
• Do client engagement, perform product orientation, and other marketing strategies of the bank.
• Facilitate Loan Application to Clients
• Verify and check the validity and authenticity of loan application document attachments
• Review Loan Application Forms; Evaluate loan application, perform follow-ups if necessary conduct of Know Your Customer and loans underwriting
• Perform credit background
• Ensures efficient loan document preparation and loan processing
• Facilitate approval of loan application
• Monitor loan application status
• Make sure to do accurate, complete and timely loan report preparation and submission.
• Make sure to accurately monitor loans to achieve low to zero past due rate.
• Ensure all releases are billed and duly deducted on the identified effectivity date
• Assist in collection and promotion activities

Skills

MS Office proficiency

Communication skills

Problem solving

Attention to detail

Customer focus

Team player

Fast learner

Integrity

Stress tolerance

Driving license

Education

Bachelor's degree in Business-related field

Job description

Job Duties and Responsibilities for Loans Specialist-Sales (Marketing):

• Do site/ area visits (Field work) within the area and nearby towns
• Perform Sales and Marketing on bank's products
• Do client engagement, perform product orientation, and other marketing strategies of the bank.
• Facilitate Loan Application to Clients
• Verify and check the validity and authenticity of loan application document attachments
• Review Loan Application Forms; Evaluate loan application, perform follow-ups if necessary conduct of "Know Your Customer" and loans underwriting
• Perform credit background
• Ensures efficient loan document preparation and loan processing
• Facilitate approval of loan application
• Monitor loan application status
• Make sure to do accurate, complete and timely loan report preparation and submission.
• Make sure to accurately monitor loans to achieve low to zero past due rate.
• Ensure all releases are billed and duly deducted on the identified effectivity date
• Assist in collection and promotion activities

Job Qualification and Competencies Requirement

• Graduate of at least a 4-year course, Bachelor's Degree, preferably Business-related courses
• With background in Loans and Microfinance is an advantage
• A resident of the area or of nearby places (within 30 min travel time to the store location)
• Very good MS Office Application Proficiency
• Good Judgment skills
• Good verbal and written communication skills
• Good problem solving skills
• Very good human relations skills
• Fast Learner and willing to learn
• Customer Focused
• Results Driven
• Good Stress Tolerance
• Keen to details
• With Integrity
• Good team player
• With driving skills (with license) is an advantage