Loans Specialist-Sales for VIGAN

East West Rural Bank, Inc.; Vigan; On-site; PHP 240,000 - 360,000; Full time

Job summary

East West Rural Bank, Inc. is seeking a Loans Specialist-Sales (Marketing) to perform field visits within the area, drive sales of bank products, engage clients, and facilitate loan applications. The role includes verifying documents, underwriting support, and monitoring loan statuses.

Strong communication, integrity, and drive are essential to succeed in this client-facing position. The candidate should have a 4-year degree, preferably business-related, with MS Office proficiency and a

Qualifications

• Graduate of at least a 4-year course, Bachelor's Degree, preferably Business-related.
• Background in Loans and Microfinance is an advantage.
• Resident of the area or nearby places (within 30 min travel time to the store location).
• Very good MS Office Application Proficiency.
• Good Judgment skills.
• Good verbal and written communication skills.
• Good problem solving skills.
• Very good human relations skills.
• Fast Learner and willing to learn.
• Customer Focused.
• Results Driven.
• Good Stress Tolerance.
• Keen to details.
• With Integrity.
• Good team player.
• With driving skills (with license) is an advantage.

Responsibilities

• Do site/ area visits (Field work) within the area and nearby towns.
• Perform Sales and Marketing on bank's products.
• Do client engagement, perform product orientation, and other marketing strategies of the bank.
• Facilitate Loan Application to Clients.
• Verify and check the validity and authenticity of loan application document attachments.
• Review Loan Application Forms; Evaluate loan application, perform follow-ups if necessary conduct of Know Your Customer and loans underwriting.
• Perform credit background checks, and monitor loan application status.
• Ensure efficient loan document preparation and loan processing, and facilitate approval of loan application.
• Monitor loan application status and ensure timely loan reports submission.
• Make sure to accurately monitor loans to achieve low to zero past due rate and ensure releases are billed on the correct date.
• Assist in collection and promotion activities.

Skills

MS Office

Verbal and written communication

Judgment

Problem solving

Team player

Stress tolerance

Attention to detail

Integrity

Customer focus

Results driven

Fast learner

Driving skills

Education

Bachelor's degree (4-year)

Business-related preferred

Tools

MS Office

Job description

Job Duties and Responsibilities for Loans Specialist-Sales (Marketing):

• Do site/ area visits (Field work) within the area and nearby towns
• Perform Sales and Marketing on bank's products
• Do client engagement, perform product orientation, and other marketing strategies of the bank.
• Facilitate Loan Application to Clients
• Verify and check the validity and authenticity of loan application document attachments
• Review Loan Application Forms; Evaluate loan application, perform follow-ups if necessary conduct of "Know Your Customer" and loans underwriting
• Perform credit background
• Ensures efficient loan document preparation and loan processing
• Facilitate approval of loan application
• Monitor loan application status
• Make sure to do accurate, complete and timely loan report preparation and submission.
• Make sure to accurately monitor loans to achieve low to zero past due rate.
• Ensure all releases are billed and duly deducted on the identified effectivity date
• Assist in collection and promotion activities

Job Qualification and Competencies Requirement

• Graduate of at least a 4-year course, Bachelor's Degree, preferably Business-related courses
• With background in Loans and Microfinance is an advantage
• A resident of the area or of nearby places (within 30 min travel time to the store location)
• Very good MS Office Application Proficiency
• Good Judgment skills
• Good verbal and written communication skills
• Good problem solving skills
• Very good human relations skills
• Fast Learner and willing to learn
• Customer Focused
• Results Driven
• Good Stress Tolerance
• Keen to details
• With Integrity
• Good team player
• With driving skills (with license) is an advantage