Loans Specialist-Sales for Infanta

East West Rural Bank, Inc.; Philippines; On-site; PHP 250,000 - 380,000; Full time

Job summary

East West Rural Bank, Inc. is seeking a Loans Specialist-Sales (Marketing) to perform site visits, engage clients, promote bank products, and facilitate loan applications in the assigned area.

You will verify documents, underwrite and monitor loan progress, support collections and promotions, and strive to keep past due rates low while delivering timely reports.

Qualifications

• Graduate of a four-year course, preferably business-related.
• With background in Loans and Microfinance is an advantage.
• Resident within area or nearby (≤30 min travel).
• Very good MS Office proficiency.
• Strong verbal and written communication skills.
• Good problem solving, integrity and teamwork.

Responsibilities

• Do site/ area visits (Field work) within the area and nearby towns.
• Perform Sales and Marketing on bank's products.
• Do client engagement, perform product orientation, and other marketing strategies of the bank.
• Facilitate Loan Application to Clients.
• Verify and check the validity and authenticity of loan application document attachments.
• Review Loan Application Forms; Evaluate loan application, perform follow-ups if necessary; conduct Know Your Customer and loans underwriting.
• Perform credit background checks.
• Ensure efficient loan document preparation and loan processing.
• Facilitate approval of loan application.
• Monitor loan application status.
• Prepare and submit accurate, complete loan reports on time.
• Monitor loans to achieve low to zero past due rate.
• Ensure all releases are billed and deducted on the identified date.
• Assist in collection and promotion activities.

Skills

MS Office proficiency

Education

Bachelor's degree in Business or related field

Job description

Job Duties and Responsibilities for Loans Specialist-Sales (Marketing):

• Do site/ area visits (Field work) within the area and nearby towns

• Perform Sales and Marketing on bank's products

• Do client engagement, perform product orientation, and other marketing strategies of the bank.

• Facilitate Loan Application to Clients

• Verify and check the validity and authenticity of loan application document attachments

• Review Loan Application Forms; Evaluate loan application, perform follow-ups if necessary conduct of "Know Your Customer" and loans underwriting

• Perform credit background

• Ensures efficient loan document preparation and loan processing

• Facilitate approval of loan application

• Monitor loan application status

• Make sure to do accurate, complete and timely loan report preparation and submission.

• Make sure to accurately monitor loans to achieve low to zero past due rate.

• Ensure all releases are billed and duly deducted on the identified effectivity date

• Assist in collection and promotion activities

Job Qualification and Competencies Requirement::

• Graduate of at least a 4-year course, Bachelor's Degree, preferably Business-related courses

• With background in Loans and Microfinance is an advantage

• A resident of the area or of nearby places (within 30 min travel time to the store location)

• Very good MS Office Application Proficiency

• Good Judgment skills

• Good verbal and written communication skills

• Good problem solving skills

• Very good human relations skills

• Fast Learner and willing to learn

• Customer Focused

• Results Driven

• Good Stress Tolerance

• Keen to details

• With Integrity

• Good team player

• With driving skills (with license) is an advantage