LOANS SPECIALIST-SALES (Coron, Palawan)

East West Rural Bank, Inc.; Coron; On-site; PHP 240,000 - 360,000; Full time

Job summary

East West Rural Bank, Inc. seeks a Loans Specialist-Sales (Marketing) to visit Coron-area sites and engage clients for loan products. You will verify documents, process loan applications, and support underwriting and reporting.

Ideal candidates are degree-holders with strong MS Office skills, good communication, integrity, and a client-focused, results-driven mindset for timely loan processing and collections support.

Qualifications

• Graduate of at least a 4-year course, bachelor’s degree, preferably Business-related courses.
• With background in Loans and Microfinance is an advantage.
• A resident of the area or of nearby places (within 30 min travel time to the store location).
• Very good MS Office Application Proficiency.
• Good Judgment skills.
• Good verbal and written communication skills.
• Good problem-solving skills.
• Very good human relations skills.
• Fast Learner and willing to learn.
• Customer Focused.
• Results Driven.
• Good Stress Tolerance.
• Keen to details.
• With Integrity.
• Good team player.
• With driving skills (with license).

Responsibilities

• Do site/area visits (Field work) within the area and nearby towns.
• Perform Sales and Marketing on bank's products.
• Do client engagement, perform product orientation, and other marketing strategies of the bank.
• Facilitate Loan Application to Clients.
• Verify and check the validity and authenticity of loan application document attachments.
• Review Loan Application Forms; Evaluate loan applications and underwriting.
• Ensure efficient loan document preparation and loan processing.
• Facilitate approval of loan application.
• Monitor loan application status.
• Ensure timely loan report preparation and submission.
• Monitor loans to achieve low to zero past due rate.
• Ensure releases are billed and deducted on the identified date.
• Prepare/ Compose justification for Deviation.
• Assist in collection and promotion activities.

Skills

MS Office Proficiency

Good Judgment

Verbal & Written Communication

Problem Solving

Interpersonal Skills

Fast Learner

Customer Focus

Results Driven

Stress Tolerance

Attention to Detail

Integrity

Team Player

Driving Skills

Education

Bachelor's degree (4-year), preferably Business-related

Tools

MS Office

Job description

Job Duties and Responsibilities for Loans Specialist-Sales (Marketing):

• Do site/ area visits (Field work) within the area and nearby towns

• Perform Sales and Marketing on bank's products

• Do client engagement, perform product orientation, and other marketing strategies of the bank.

• Facilitate Loan Application to Clients

• Verify and check the validity and authenticity of loan application document attachments

• Review Loan Application Forms; Evaluate loan application, perform follow-ups, if necessary, conduct of "Know Your Customer" and loans underwriting

• Ensures efficient loan document preparation and loan processing

• Facilitate approval of loan application

• Monitor loan application status

• Make sure to do accurate, complete and timely loan report preparation and submission.

• Make sure to accurately monitor loans to achieve low to zero past due rate.

• Ensure all releases are billed and duly deducted on the identified effectiveness date

• Prepare/ Compose justification for Deviation

• Assist in collection and promotion activities

Job Qualification and Competencies Requirement:

• Graduate of at least a 4-year course, bachelor’s degree, preferably Business-related courses

• With background in Loans and Microfinance is an advantage

• A resident of the area or of nearby places (within 30 min travel time to the store location)

• Very good MS Office Application Proficiency

• Good Judgment skills

• Good verbal and written communication skills

• Good problem-solving skills

• Very good human relations skills

• Fast Learner and willing to learn

• Customer Focused

• Results Driven

• Good Stress Tolerance

• Keen to details

• With Integrity

• Good team player

• With driving skills (with license)