LOANS SPECIALIST-SALES (BORONGAN CITY)

East West Rural Bank, Inc.; Borongan; On-site; PHP 223,000 - 446,000; Full time

Job summary

East West Rural Bank, Inc. is seeking a Loans Specialist-Sales (Marketing) to perform field visits, promote bank products, engage clients, and facilitate loan applications in Borongan and nearby areas.

The role requires KYC, underwriting support, and close collaboration with the loans team. The ideal candidate will have a 4-year degree, good MS Office skills, strong communication and problem-solving abilities, and the flexibility to travel locally.

Qualifications

• Graduate of at least a 4-year course (bachelor’s degree), preferably business-related
• With background in Loans and Microfinance is an advantage
• Resident of the area or within 30 minutes travel time to the store location
• Very good MS Office application proficiency
• Good judgment, verbal and written communication skills
• Good problem-solving skills
• Very good human relations skills
• Fast learner and willing to learn
• Customer focus
• Results driven
• Good stress tolerance
• Keen to details
• With integrity
• Good team player
• With driving skills (with license)

Responsibilities

• Visit sites/areas for field work within the area and nearby towns.
• Perform sales and marketing on bank products.
• Engage clients, provide product orientation, and implement marketing strategies.
• Facilitate loan applications to clients.
• Verify and check loan document attachments for validity.
• Review loan applications and underwriting, conduct KYC and follow-ups if needed.
• Ensure efficient loan document preparation and processing.
• Facilitate loan approvals and monitor status.
• Prepare timely loan reports and ensure accuracy.
• Monitor loans to maintain low past-due rates.
• Ensure releases are billed on the identified date.
• Prepare justification for deviations.
• Assist in collection and promotional activities.

Skills

MS Office proficiency

Good verbal and written communication

Good judgment

Problem solving

Human relations

Fast learner

Customer focused

Results driven

Stress tolerance

Attention to detail

Team player

Driving skills

Education

Bachelor’s degree

Tools

MS Office

Job description

Job Duties and Responsibilities for Loans Specialist-Sales (Marketing):

• Do site/ area visits (Field work) within the area and nearby towns

• Perform Sales and Marketing on bank's products

• Do client engagement, perform product orientation, and other marketing strategies of the bank.

• Facilitate Loan Application to Clients

• Verify and check the validity and authenticity of loan application document attachments

• Review Loan Application Forms; Evaluate loan application, perform follow-ups, if necessary, conduct of "Know Your Customer" and loans underwriting

• Ensures efficient loan document preparation and loan processing

• Facilitate approval of loan application

• Monitor loan application status

• Make sure to do accurate, complete and timely loan report preparation and submission.

• Make sure to accurately monitor loans to achieve low to zero past due rate.

• Ensure all releases are billed and duly deducted on the identified effectiveness date

• Prepare/ Compose justification for Deviation

• Assist in collection and promotion activities

Job Qualification and Competencies Requirement:

• Graduate of at least a 4-year course, bachelor’s degree, preferably Business-related courses

• With background in Loans and Microfinance is an advantage

• A resident of the area or of nearby places (within 30 min travel time to the store location)

• Very good MS Office Application Proficiency

• Good Judgment skills

• Good verbal and written communication skills

• Good problem-solving skills

• Very good human relations skills

• Fast Learner and willing to learn

• Customer Focused

• Results Driven

• Good Stress Tolerance

• Keen to details

• With Integrity

• Good team player

• With driving skills (with license)