Loans Specialist-Sales for PUERTO PRINCESA

East West Rural Bank, Inc.; Puerto Princesa; On-site; PHP 279,000 - 446,000; Full time

Job summary

East West Rural Bank, Inc. is seeking a Loans Specialist-Sales (Marketing) to cover site visits, drive product promotions, and assist clients through the loan process in Puerto Princesa. The role emphasizes underwriting, KYC, and accurate reporting to ensure timely processing.

Ideal candidates hold a 4-year degree (business preferred), have loan/microfinance exposure, and excel in MS Office, communication, and teamwork while maintaining integrity and customer focus.

Qualifications

• Graduate of at least a 4-year course, bachelor’s degree, preferably Business-related.
• With background in Loans and Microfinance is an advantage.
• Resident of the area or nearby places (within 30 min travel).
• Very good MS Office Proficiency.

Responsibilities

• Do site/area visits within the area and nearby towns.
• Perform Sales and Marketing on bank's products.
• Engage clients, perform product orientation and marketing strategies.
• Facilitate Loan Application to Clients.
• Verify loan doc attachments and review loan apps.
• Underwrite loans and conduct Know Your Customer.
• Ensure efficient loan document prep and processing.
• Facilitate loan approval and monitor status.
• Prepare timely loan reports and monitor past due rates.
• Ensure releases billed on the identified date.
• Assist in collections and promotion activities.

Skills

Sales & Marketing

Client engagement

Verbal and written communication

Problem-solving

Team player

Stress tolerance

Attention to detail

Integrity

Fast learner

Customer focus

Results driven

Good judgment

Education

Bachelor's degree

Tools

MS Office

Job description

Job Duties and Responsibilities for Loans Specialist-Sales (Marketing):

• Do site/ area visits (Field work) within the area and nearby towns
• Perform Sales and Marketing on bank's products
• Do client engagement, perform product orientation, and other marketing strategies of the bank.
• Facilitate Loan Application to Clients
• Verify and check the validity and authenticity of loan application document attachments
• Review Loan Application Forms; Evaluate loan application, perform follow-ups, if necessary, conduct of "Know Your Customer" and loans underwriting
• Ensures efficient loan document preparation and loan processing
• Facilitate approval of loan application
• Monitor loan application status
• Make sure to do accurate, complete and timely loan report preparation and submission.
• Make sure to accurately monitor loans to achieve low to zero past due rate.
• Ensure all releases are billed and duly deducted on the identified effectiveness date
• Prepare/ Compose justification for Deviation
• Assist in collection and promotion activities

Job Qualification and Competencies Requirement:

• Graduate of at least a 4-year course, bachelor’s degree, preferably Business-related courses
• With background in Loans and Microfinance is an advantage
• A resident of the area or of nearby places (within 30 min travel time to the store location)
• Very good MS Office Application Proficiency
• Good Judgment skills
• Good verbal and written communication skills
• Good problem-solving skills
• Very good human relations skills
• Fast Learner and willing to learn
• Customer Focused
• Results Driven
• Good Stress Tolerance
• Keen to details
• With Integrity
• Good team player