LOANS SPECIALIST-SALES (LEGAZPI CITY, ALBAY)

East West Rural Bank, Inc.; Legazpi; On-site; PHP 201,000 - 312,000; Full time

Job summary

East West Rural Bank, Inc. is seeking a Loans Specialist-Sales (Marketing) to conduct field visits, promote bank products, and engage clients with product orientations.

You will facilitate loan applications, verify documents, and assist in underwriting while ensuring timely reporting and compliant processing. The role requires strong communication, problem-solving, and integrity, with a focus on driving sales and maintaining low past-due loans.

Qualifications

• Graduate of at least a 4-year course, bachelor's degree, preferably Business-related courses
• With background in Loans and Microfinance is an advantage
• A resident of the area or of nearby places (within 30 min travel time to the store location)
• Very good MS Office Application Proficiency
• Good Judgment skills
• Good verbal and written communication skills
• Good problem-solving skills
• Very good human relations skills
• Fast Learner and willing to learn
• Customer Focused
• Results Driven
• Good Stress Tolerance
• Keen to details
• With Integrity
• Good team player
• With driving skills (with license)

Responsibilities

• Do site/ area visits (Field work) within the area and nearby towns
• Perform Sales and Marketing on bank's products
• Do client engagement, perform product orientation, and other marketing strategies of the bank.
• Facilitate Loan Application to Clients
• Verify and check the validity and authenticity of loan application document attachments
• Review Loan Application Forms; Evaluate loan application, perform follow-ups, if necessary, conduct of Know Your Customer and loans underwriting
• Ensures efficient loan document preparation and loan processing
• Facilitate approval of loan application
• Monitor loan application status
• Make sure to do accurate, complete and timely loan report preparation and submission.
• Make sure to accurately monitor loans to achieve low to zero past due rate.
• Ensure all releases are billed and duly deducted on the identified effectiveness date
• Prepare/ Compose justification for Deviation
• Assist in collection and promotion activities

Skills

Communication

Problem Solving

Integrity

Team Player

Detail Oriented

Customer Focus

Stress Tolerance

Fast Learner

People Skills

Driver's license

Loans/Microfinance background

Education

Bachelor's degree in Business-related field

Tools

MS Office Suite

Job description

Job Duties and Responsibilities for Loans Specialist-Sales (Marketing):

• Do site/ area visits (Field work) within the area and nearby towns




• Perform Sales and Marketing on bank's products




• Do client engagement, perform product orientation, and other marketing strategies of the bank.




• Facilitate Loan Application to Clients




• Verify and check the validity and authenticity of loan application document attachments




• Review Loan Application Forms; Evaluate loan application, perform follow-ups, if necessary, conduct of "Know Your Customer" and loans underwriting




• Ensures efficient loan document preparation and loan processing




• Facilitate approval of loan application




• Monitor loan application status




• Make sure to do accurate, complete and timely loan report preparation and submission.




• Make sure to accurately monitor loans to achieve low to zero past due rate.




• Ensure all releases are billed and duly deducted on the identified effectiveness date




• Prepare/ Compose justification for Deviation




• Assist in collection and promotion activities

Job Qualification and Competencies Requirement:

• Graduate of at least a 4-year course, bachelor's degree, preferably Business-related courses




• With background in Loans and Microfinance is an advantage




• A resident of the area or of nearby places (within 30 min travel time to the store location)




• Very good MS Office Application Proficiency




• Good Judgment skills




• Good verbal and written communication skills




• Good problem-solving skills




• Very good human relations skills




• Fast Learner and willing to learn




• Customer Focused




• Results Driven




• Good Stress Tolerance




• Keen to details




• With Integrity




• Good team player




• With driving skills (with license)