Loans Specialist-Sales for BONTOC

East West Rural Bank, Inc.; Bontoc; On-site; PHP 300,000 - 420,000; Full time

Job summary

East West Rural Bank, Inc. is seeking a Loans Specialist-Sales (Marketing) to drive field visits, engage clients, and promote bank loan products in the local area. The role covers customer outreach, product orientation, and hands-on loan processing support.

The position requires a bachelor’s degree with business relevance, strong MS Office skills, and excellent communication. Travel to nearby towns is expected as part of field marketing efforts.

Qualifications

• Bachelor’s degree in business-related field.
• Resident of the area or nearby (≤30 min travel).
• Strong MS Office proficiency.
• Excellent written and verbal communication.
• Customer-focused with integrity and teamwork.

Responsibilities

• Do site/area visits (Field work) within the area and nearby towns.
• Perform Sales and Marketing on bank's products.
• Do client engagement, perform product orientation, and other marketing strategies of the bank.
• Facilitate Loan Application to Clients.
• Verify and check the validity and authenticity of loan application document attachments.
• Review Loan Application Forms; Evaluate loan application, perform follow-ups, if necessary, conduct of Know Your Customer and loans underwriting.
• Ensures efficient loan document preparation and loan processing.
• Facilitate approval of loan application.
• Monitor loan application status.
• Make sure to do accurate, complete and timely loan report preparation and submission.
• Make sure to accurately monitor loans to achieve low to zero past due rate.
• Ensure all releases are billed and duly deducted on the identified effectiveness date.
• Prepare/ Compose justification for Deviation.
• Assist in collection and promotion activities.

Skills

MS Office

Judgment

Communication

Problem solving

People skills

Integrity

Fast learner

Customer focus

Results driven

Stress tolerance

Detail oriented

Team player

Education

Bachelor's degree

Loans and Microfinance background

Tools

MS Office

Job description

Job Duties and Responsibilities for Loans Specialist-Sales (Marketing):

• Do site/ area visits (Field work) within the area and nearby towns
• Perform Sales and Marketing on bank's products
• Do client engagement, perform product orientation, and other marketing strategies of the bank.
• Facilitate Loan Application to Clients
• Verify and check the validity and authenticity of loan application document attachments
• Review Loan Application Forms; Evaluate loan application, perform follow-ups, if necessary, conduct of "Know Your Customer" and loans underwriting
• Ensures efficient loan document preparation and loan processing
• Facilitate approval of loan application
• Monitor loan application status
• Make sure to do accurate, complete and timely loan report preparation and submission.
• Make sure to accurately monitor loans to achieve low to zero past due rate.
• Ensure all releases are billed and duly deducted on the identified effectiveness date
• Prepare/ Compose justification for Deviation
• Assist in collection and promotion activities

Job Qualification and Competencies Requirement:

• Graduate of at least a 4-year course, bachelor’s degree, preferably Business-related courses
• With background in Loans and Microfinance is an advantage
• A resident of the area or of nearby places (within 30 min travel time to the store location)
• Very good MS Office Application Proficiency
• Good Judgment skills
• Good verbal and written communication skills
• Good problem-solving skills
• Very good human relations skills
• Fast Learner and willing to learn
• Customer Focused
• Results Driven
• Good Stress Tolerance
• Keen to details
• With Integrity
• Good team player