Loans Specialist-Sales for BAGUIO

East West Rural Bank, Inc.; Tili; On-site; PHP 279,000 - 469,000; Full time

Job summary

East West Rural Bank, Inc. is seeking a Loans Specialist-Sales (Marketing) to drive field sales, engage clients, and promote bank loan products in Benguet and nearby areas. The role includes processing loan applications, documentation checks, and supporting marketing activities.

The ideal candidate will have a business-related bachelor’s degree, strong MS Office skills, and excellent communication and interpersonal abilities, with a customer-focused, results-driven mindset.

Qualifications

• Bachelor’s degree in a four-year course, preferably business-related.
• Background in Loans and Microfinance is an advantage.
• Resident of the area or nearby (within 30 min travel time to the store location).
• Very good MS Office Application Proficiency.
• Strong verbal and written communication skills.
• Good judgment and problem-solving abilities.
• Strong interpersonal and customer-focused mindset.

Responsibilities

• Conduct site/area visits within the local region and nearby towns.
• Perform sales and marketing on bank products.
• Engage clients with product orientations and marketing strategies.
• Facilitate loan applications and collect necessary documents.
• Verify document authenticity and conduct KYB where required.
• Review loan forms and support underwriting and follow-ups.
• Ensure efficient loan document preparation and processing.
• Facilitate loan approvals and monitor application status.
• Prepare timely loan reports and monitor past-due rates.
• Support collections and promotional activities.

Skills

MS Office

Verbal communication

Written communication

Problem solving

Interpersonal skills

Attention to detail

Stress tolerance

Team player

Fast learner

Customer focus

Results driven

Good judgment

Integrity

Education

Bachelor’s degree in Business (4-year course)

Job description

Job Duties and Responsibilities for Loans Specialist-Sales (Marketing):

• Do site/ area visits (Field work) within the area and nearby towns
• Perform Sales and Marketing on bank's products
• Do client engagement, perform product orientation, and other marketing strategies of the bank.
• Facilitate Loan Application to Clients
• Verify and check the validity and authenticity of loan application document attachments
• Review Loan Application Forms; Evaluate loan application, perform follow-ups, if necessary, conduct of "Know Your Customer" and loans underwriting
• Ensures efficient loan document preparation and loan processing
• Facilitate approval of loan application
• Monitor loan application status
• Make sure to do accurate, complete and timely loan report preparation and submission.
• Make sure to accurately monitor loans to achieve low to zero past due rate.
• Ensure all releases are billed and duly deducted on the identified effectiveness date
• Prepare/ Compose justification for Deviation
• Assist in collection and promotion activities

Job Qualification and Competencies Requirement:

• Graduate of at least a 4-year course, bachelor’s degree, preferably Business-related courses
• With background in Loans and Microfinance is an advantage
• A resident of the area or of nearby places (within 30 min travel time to the store location)
• Very good MS Office Application Proficiency
• Good Judgment skills
• Good verbal and written communication skills
• Good problem-solving skills
• Very good human relations skills
• Fast Learner and willing to learn
• Customer Focused
• Results Driven
• Good Stress Tolerance
• Keen to details
• With Integrity
• Good team player