LOANS SPECIALIST-SALES (VIRAC, CATANDUANES)

East West Rural Bank, Inc.; Virac; Presencial; PHP 279 000 - 424 000; Tempo integral

Resumo da oferta

East West Rural Bank, Inc. is seeking a Loans Specialist-Sales (Marketing) to drive field visits, promote bank products, engage clients, and facilitate loan applications.

The role supports loan underwriting, document accuracy, and timely reporting while aiming to minimize delinquencies. Strong MS Office skills and a customer-focused mindset are essential.

Qualificações

• Bachelor's degree in a business-related field or equivalent.
• Experience in loans/microfinance is an advantage.
• Resident of the area or nearby (within 30 min travel).
• Strong MS Office proficiency (Word, Excel, PowerPoint).
• Good judgment and decision-making skills.
• Strong verbal and written communication abilities.
• Excellent problem-solving skills.
• Good interpersonal relations and teamwork.
• Willing to learn and adapt quickly.
• Customer-focused and results-driven.

Responsabilidades

• Do site/area visits (field work) within the area and nearby towns.
• Perform sales and marketing on bank's products.
• Engage clients, provide product orientation, and implement marketing strategies.
• Facilitate loan applications to clients.
• Verify and check the validity of loan documents.
• Review loan applications, KYA, and underwriting.
• Ensure efficient loan document preparation and processing.
• Facilitate loan approval and monitor status.
• Prepare accurate loan reports and submissions.
• Monitor loans to achieve low to zero past due rate.
• Ensure releases are billed on the correct date.
• Prepare justifications for deviations.
• Assist in collection and promotion activities.

Conhecimentos

Field work

Sales skills

Product marketing

MS Office

Communication

Problem solving

Customer focus

Team player

Detail oriented

Integrity

Stress tolerance

Fast learner

Formação académica

Bachelor's degree (4-year course)

Ferramentas

MS Office

Descrição da oferta de emprego

Job Duties and Responsibilities for Loans Specialist-Sales (Marketing):

• Do site/ area visits (Field work) within the area and nearby towns




• Perform Sales and Marketing on bank's products




• Do client engagement, perform product orientation, and other marketing strategies of the bank.




• Facilitate Loan Application to Clients




• Verify and check the validity and authenticity of loan application document attachments




• Review Loan Application Forms; Evaluate loan application, perform follow-ups, if necessary, conduct of "Know Your Customer" and loans underwriting




• Ensures efficient loan document preparation and loan processing




• Facilitate approval of loan application




• Monitor loan application status




• Make sure to do accurate, complete and timely loan report preparation and submission.




• Make sure to accurately monitor loans to achieve low to zero past due rate.




• Ensure all releases are billed and duly deducted on the identified effectiveness date




• Prepare/ Compose justification for Deviation




• Assist in collection and promotion activities

Job Qualification and Competencies Requirement:

• Graduate of at least a 4-year course, bachelor's degree, preferably Business-related courses




• With background in Loans and Microfinance is an advantage




• A resident of the area or of nearby places (within 30 min travel time to the store location)




• Very good MS Office Application Proficiency




• Good Judgment skills




• Good verbal and written communication skills




• Good problem-solving skills




• Very good human relations skills




• Fast Learner and willing to learn




• Customer Focused




• Results Driven




• Good Stress Tolerance




• Keen to details




• With Integrity




• Good team player




• With driving skills (with license)