LOANS SPECIALIST-SALES (CATARMAN)

East West Rural Bank, Inc.; Catarman; On-site; PHP 201,000 - 402,000; Full time

Job summary

East West Rural Bank, Inc. is seeking a Loans Specialist-Sales (Marketing) who will conduct field visits, drive sales of bank products, and engage clients with product orientations and marketing strategies.

You will facilitate loan applications, verify documents, and support underwriting and reporting to ensure timely processing. The role requires a bachelor’s degree, strong MS Office skills, and a customer-focused, detail-oriented approach.

Qualifications

• Graduate of at least a 4-year course, preferably business-related.
• Background in Loans and Microfinance is an advantage.
• Resident of the area or nearby within 30 minutes travel time.

Responsibilities

• Do site/area visits (field work) within the area and nearby towns.
• Perform Sales and Marketing on bank's products.
• Engage clients, conduct product orientation, and implement marketing strategies.
• Facilitate loan applications to clients.
• Verify and check the validity of loan documents.
• Review loan applications, evaluate, and perform Know Your Customer and underwriting.
• Ensure efficient loan document prep and processing.
• Facilitate loan approval and monitor application status.
• Prepare timely loan reports for submission.
• Monitor loans to maintain low past-due rates.
• Ensure releases are billed and deducted on the correct date.
• Prepare/compose justification for deviations.
• Assist in collections and promotional activities.

Skills

Sales & Marketing

Customer Focus

Communication skills

Problem solving

Attention to detail

Team player

Driving skills

MS Office proficiency

Good judgement

Fast learner

Education

Bachelor's degree in Business or related field

Tools

MS Office

Job description

Job Duties and Responsibilities for Loans Specialist-Sales (Marketing):

• Do site/ area visits (Field work) within the area and nearby towns
• Perform Sales and Marketing on bank's products
• Do client engagement, perform product orientation, and other marketing strategies of the bank.
• Facilitate Loan Application to Clients
• Verify and check the validity and authenticity of loan application document attachments
• Review Loan Application Forms; Evaluate loan application, perform follow-ups, if necessary, conduct of "Know Your Customer" and loans underwriting
• Ensures efficient loan document preparation and loan processing
• Facilitate approval of loan application
• Monitor loan application status
• Make sure to do accurate, complete and timely loan report preparation and submission.
• Make sure to accurately monitor loans to achieve low to zero past due rate.
• Ensure all releases are billed and duly deducted on the identified effectiveness date
• Prepare/ Compose justification for Deviation
• Assist in collection and promotion activities

Job Qualification and Competencies Requirement:

• Graduate of at least a 4-year course, bachelor’s degree, preferably Business-related courses
• With background in Loans and Microfinance is an advantage
• A resident of the area or of nearby places (within 30 min travel time to the store location)
• Very good MS Office Application Proficiency
• Good Judgment skills
• Good verbal and written communication skills
• Good problem-solving skills
• Very good human relations skills
• Fast Learner and willing to learn
• Customer Focused
• Results Driven
• Good Stress Tolerance
• Keen to details
• With Integrity
• Good team player
• With driving skills (with license)