Loan Specialist - Sales (CORON, PALAWAN)

East West Rural Bank, Inc.; Coron; On-site; PHP 240,000 - 360,000; Full time

Job summary

East West Rural Bank, Inc. is seeking a Loans Specialist-Sales (Marketing) to drive field-based sales and marketing activities across Coron and nearby areas.

You will engage clients, promote bank products, and facilitate loan applications while ensuring proper documentation and underwriting support. The role requires a bachelor's degree, strong MS Office skills, and the ability to work in a field setting, with driving license preferred.

Qualifications

• Bachelor's degree in a business-related field or equivalent
• Background in Loans and Microfinance is an advantage
• Resident of the area or nearby places with ≤30 mins travel
• Very good MS Office proficiency
• Good judgment, communication, and problem-solving skills
• Excellent interpersonal skills and customer focus
• Willingness to learn and adapt in a sales/marketing role
• Driving license is preferred

Responsibilities

• Conduct site/area visits (field work) within the area and nearby towns
• Perform sales and marketing on bank products
• Engage clients and present product orientations and marketing strategies
• Facilitate loan applications to clients
• Verify loan documents and authentication of attachments
• Review loan applications and perform underwriting and KYCR
• Ensure efficient loan document prep and processing
• Support loan approval and monitor status
• Prepare and submit accurate loan reports in a timely manner
• Monitor loans to minimize past-due rates
• Ensure releases are billed on the specified date
• Prepare/compose deviations justification
• Assist in collections and promotions activities

Skills

Verbal & written communication

Attention to detail

Integrity

Customer focus

Team player

Stress tolerance

Learning agility

Problem solving

Driving license

Result oriented

Education

Bachelor's degree

Tools

MS Office

Job description

Job Duties and Responsibilities for Loans Specialist-Sales (Marketing):

• Do site/ area visits (Field work) within the area and nearby towns




• Perform Sales and Marketing on bank's products




• Do client engagement, perform product orientation, and other marketing strategies of the bank.




• Facilitate Loan Application to Clients




• Verify and check the validity and authenticity of loan application document attachments




• Review Loan Application Forms; Evaluate loan application, perform follow-ups, if necessary, conduct of "Know Your Customer" and loans underwriting




• Ensures efficient loan document preparation and loan processing




• Facilitate approval of loan application




• Monitor loan application status




• Make sure to do accurate, complete and timely loan report preparation and submission.




• Make sure to accurately monitor loans to achieve low to zero past due rate.




• Ensure all releases are billed and duly deducted on the identified effectiveness date




• Prepare/ Compose justification for Deviation




• Assist in collection and promotion activities

Job Qualification and Competencies Requirement:

• Graduate of at least a 4-year course, bachelor's degree, preferably Business-related courses




• With background in Loans and Microfinance is an advantage




• A resident of the area or of nearby places (within 30 min travel time to the store location)




• Very good MS Office Application Proficiency




• Good Judgment skills




• Good verbal and written communication skills




• Good problem-solving skills




• Very good human relations skills




• Fast Learner and willing to learn




• Customer Focused




• Results Driven




• Good Stress Tolerance




• Keen to details




• With Integrity




• Good team player




• With driving skills (with license)