Loans Specialist-Sales for DAET

East West Rural Bank, Inc.; Daet; On-site; PHP 279,000 - 446,000; Full time

Job summary

East West Rural Bank, Inc. seeks a Loans Specialist-Sales (Marketing) to visit sites in Daet and nearby towns, promote bank products, engage clients, and facilitate loan applications.

You will verify documents, perform KYC, and support underwriting while ensuring timely reporting and strong customer service. The role requires a bachelor's degree, a background in loans/microfinance is a plus, and residence within 30 minutes travel.

Qualifications

• Bachelor's degree, preferably business-related.
• Background in loans or microfinance is an advantage.
• Residence within 30 minutes travel time to the store location.
• Very good MS Office application proficiency.
• Good judgment and decision-making skills.
• Excellent verbal and written communication skills.
• Strong problem solving and analytical abilities.
• Strong interpersonal relations and a team player.
• Fast learner and willing to learn.
• Customer-focused and results-driven attitude.
• Good stress tolerance and attention to detail.
• With integrity and driving skills (license) is a plus.

Responsibilities

• Do site/ area visits (Field work) within the area and nearby towns
• Perform Sales and Marketing on bank's products
• Do client engagement, perform product orientation, and other marketing strategies of the bank.
• Facilitate Loan Application to Clients
• Verify and check the validity and authenticity of loan application document attachments
• Review Loan Application Forms; Evaluate loan application, perform follow-ups if necessary conduct of Know Your Customer and loans underwriting
• Perform credit background
• Ensures efficient loan document preparation and loan processing
• Facilitate approval of loan application
• Monitor loan application status
• Make sure to do accurate, complete and timely loan report preparation and submission.
• Make sure to accurately monitor loans to achieve low to zero past due rate.
• Ensure all releases are billed and duly deducted on the identified effectivity date
• Assist in collection and promotion activities

Skills

Bachelor's degree

Loans background

Local resident

Judgment

Communication skills

Problem solving

Interpersonal skills

Fast learner

Customer focus

Results-driven

Stress tolerance

Attention to detail

Integrity

Team player

Driving

Education

Bachelor's Degree

Tools

MS Office

Driving license

Job description

Job Duties and Responsibilities for Loans Specialist-Sales (Marketing):

• Do site/ area visits (Field work) within the area and nearby towns

• Perform Sales and Marketing on bank's products

• Do client engagement, perform product orientation, and other marketing strategies of the bank.

• Facilitate Loan Application to Clients

• Verify and check the validity and authenticity of loan application document attachments

• Review Loan Application Forms; Evaluate loan application, perform follow-ups if necessary conduct of "Know Your Customer" and loans underwriting

• Perform credit background

• Ensures efficient loan document preparation and loan processing

• Facilitate approval of loan application

• Monitor loan application status

• Make sure to do accurate, complete and timely loan report preparation and submission.

• Make sure to accurately monitor loans to achieve low to zero past due rate.

• Ensure all releases are billed and duly deducted on the identified effectivity date

• Assist in collection and promotion activities

Job Qualification and Competencies Requirement::

• Graduate of at least a 4-year course, Bachelor's Degree, preferably Business-related courses

• With background in Loans and Microfinance is an advantage

• A resident of the area or of nearby places (within 30 min travel time to the store location)

• Very good MS Office Application Proficiency

• Good Judgment skills

• Good verbal and written communication skills

• Good problem solving skills

• Very good human relations skills

• Fast Learner and willing to learn

• Customer Focused

• Results Driven

• Good Stress Tolerance

• Keen to details

• With Integrity

• Good team player

• With driving skills (with license) is an advantage