Loans Specialist-Sales for DASMARINAS

East West Rural Bank, Inc.; Dasmariñas; On-site; PHP 279,000 - 391,000; Full time

Job summary

East West Rural Bank, Inc. is seeking a Loans Specialist-Sales (Marketing) to conduct field visits, promote bank products, engage clients, and facilitate loan applications within Dasmariñas and nearby towns.

The role emphasizes loan document validation, underwriting support, and timely reporting, with a strong focus on customer service, accuracy, and teamwork in a results-driven environment.

Qualifications

• Graduate of a 4-year course, preferably business-related.
• Background in Loans and Microfinance is an advantage.
• Resident within 30 min travel time to the store location.
• Very good MS Office proficiency.
• Good verbal and written communication.
• Strong judgment skills.
• Fast learner and willingness to learn.
• Customer-focused and results-driven.
• Ability to work with integrity and as a team player.

Responsibilities

• Do site/area visits within the area and nearby towns.
• Perform Sales and Marketing on bank products.
• Engage clients, provide product orientations, and apply marketing strategies.
• Facilitate loan applications for clients.
• Verify loan documents for validity.
• Review loan forms and perform underwriting with KYCs.
• Conduct credit background checks.
• Ensure efficient loan document prep and processing.
• Monitor loan application status and reporting.
• Assist in collection and promotion activities.
• Aim for low to zero past-due loans.

Skills

MS Office

Communication

Problem solving

Teamwork

Attention to detail

Customer focus

Driving skills

Education

Bachelor's degree (4-year)

Tools

MS Office Suite

Job description

Job Duties and Responsibilities for Loans Specialist-Sales (Marketing):

• Do site/ area visits (Field work) within the area and nearby towns


• Perform Sales and Marketing on bank's products


• Do client engagement, perform product orientation, and other marketing strategies of the bank.


• Facilitate Loan Application to Clients


• Verify and check the validity and authenticity of loan application document attachments


• Review Loan Application Forms; Evaluate loan application, perform follow-ups if necessary conduct of \"Know Your Customer\" and loans underwriting


• Perform credit background


• Ensures efficient loan document preparation and loan processing


• Facilitate approval of loan application


• Monitor loan application status


• Make sure to do accurate, complete and timely loan report preparation and submission.


• Make sure to accurately monitor loans to achieve low to zero past due rate.


• Ensure all releases are billed and duly deducted on the identified effectivity date


• Assist in collection and promotion activities

Job Qualification and Competencies Requirement::

• Graduate of at least a 4-year course, Bachelor's Degree, preferably Business-related courses


• With background in Loans and Microfinance is an advantage


• A resident of the area or of nearby places (within 30 min travel time to the store location)


• Very good MS Office Application Proficiency


• Good Judgment skills


• Good verbal and written communication skills


• Good problem solving skills


• Very good human relations skills


• Fast Learner and willing to learn


• Customer Focused


• Results Driven


• Good Stress Tolerance


• Keen to details


• With Integrity


• Good team player


• With driving skills (with license) is an advantage