LOANS SPECIALIST-SALES (NAGA)

East West Rural Bank, Inc.; Naga; On-site; PHP 223,000 - 357,000; Full time

Job summary

East West Rural Bank, Inc. is hiring a Loans Specialist-Sales (Marketing) to conduct field visits, engage clients, and drive loan products in the Naga area. The role involves verifying documents, underwriting basics, processing loans, and tracking status to ensure timely reporting.

The candidate should have a 4-year degree, strong MS Office skills, and excellent communication. Local residency and driving license are preferred for efficient field work and customer engagement.

Qualifications

• Graduate of at least a 4-year course, bachelor’s degree, preferably Business-related.
• With background in Loans and Microfinance is an advantage.
• A resident of the area or of nearby places (within 30 min travel time to the store location).
• Very good MS Office Application Proficiency.
• Good Judgment skills.
• Good verbal and written communication skills.
• Good problem-solving skills.
• Very good human relations skills.
• Fast Learner and willing to learn.
• Customer Focused.
• Results Driven.
• Good Stress Tolerance.
• Keen to details.
• With Integrity.
• Good team player.
• With driving skills (with license).

Responsibilities

• Do site/ area visits (Field work) within the area and nearby towns.
• Perform Sales and Marketing on bank's products.
• Do client engagement, perform product orientation, and other marketing strategies of the bank.
• Facilitate Loan Application to Clients.
• Verify and check the validity and authenticity of loan application document attachments.
• Review Loan Application Forms; Evaluate loan application, perform follow-ups, if necessary, conduct of Know Your Customer and loans underwriting.
• Ensures efficient loan document preparation and loan processing.
• Facilitate approval of loan application.
• Monitor loan application status.
• Make sure to do accurate, complete and timely loan report preparation and submission.
• Make sure to accurately monitor loans to achieve low to zero past due rate.
• Ensure all releases are billed and duly deducted on the identified effectiveness date.
• Prepare/ Compose justification for Deviation.
• Assist in collection and promotion activities.

Skills

Verbal communication

Written communication

Problem solving

Stress tolerance

Attention to detail

Integrity

Team player

Fast learner

Customer focus

Results driven

Driving license

Good judgment

Interpersonal skills

Education

Bachelor's degree (preferably Business-related)

Tools

MS Office

Job description

Job Duties and Responsibilities for Loans Specialist-Sales (Marketing):

• Do site/ area visits (Field work) within the area and nearby towns

• Perform Sales and Marketing on bank's products

• Do client engagement, perform product orientation, and other marketing strategies of the bank.

• Facilitate Loan Application to Clients

• Verify and check the validity and authenticity of loan application document attachments

• Review Loan Application Forms; Evaluate loan application, perform follow-ups, if necessary, conduct of "Know Your Customer" and loans underwriting

• Ensures efficient loan document preparation and loan processing

• Facilitate approval of loan application

• Monitor loan application status

• Make sure to do accurate, complete and timely loan report preparation and submission.

• Make sure to accurately monitor loans to achieve low to zero past due rate.

• Ensure all releases are billed and duly deducted on the identified effectiveness date

• Prepare/ Compose justification for Deviation

• Assist in collection and promotion activities

Job Qualification and Competencies Requirement:

• Graduate of at least a 4-year course, bachelor’s degree, preferably Business-related courses

• With background in Loans and Microfinance is an advantage

• A resident of the area or of nearby places (within 30 min travel time to the store location)

• Very good MS Office Application Proficiency

• Good Judgment skills

• Good verbal and written communication skills

• Good problem-solving skills

• Very good human relations skills

• Fast Learner and willing to learn

• Customer Focused

• Results Driven

• Good Stress Tolerance

• Keen to details

• With Integrity

• Good team player

• With driving skills (with license)