Loans Specialist-Sales for CALAMBA

East West Rural Bank, Inc.; Calamba; On-site; PHP 201,000 - 335,000; Full time

Job summary

East West Rural Bank, Inc. seeks a Field Sales Officer for the Calamba area to perform site visits, promote bank products, and engage clients with effective product orientation and marketing strategies.

You will facilitate loan applications, verify documents, and manage loan processing to ensure timely disbursement. The role requires a 4-year degree, strong communication, and driving ability; resident within 30 minutes travel is preferred.

Qualifications

• Bachelor's degree or higher in a business-related field preferred.
• Background in loans and microfinance is an advantage.
• Resident of the area or within 30 minutes travel time to the store location.
• Proficient in MS Office applications.
• Strong verbal and written communication skills.
• Good judgment and problem-solving abilities.

Responsibilities

• Do site/area visits for field work within the area and nearby towns.
• Perform sales and marketing on bank products.
• Engage clients, conduct product orientation, and implement marketing strategies.
• Facilitate loan applications for clients and verify document attachments.
• Review loan application forms and conduct follow-ups as needed.
• Conduct Know Your Customer processes and loan underwriting.
• Perform credit background checks and ensure loan documentation is complete.
• Monitor loan application status and ensure timely reporting.
• Assist in loan collection and promotional activities.

Skills

MS Office Proficiency

Verbal & Written Communication

Problem Solving

Attention to Detail

Integrity

Team Player

Customer Focus

Stress Tolerance

Driving License

Education

Bachelor's degree or equivalent

Tools

MS Office

Job description

Job Duties and Responsibilities

• Do site/ area visits (Field work) within the area and nearby towns
• Perform Sales and Marketing on bank's products
• Do client engagement, perform product orientation, and other marketing strategies of the bank.
• Facilitate Loan Application to Clients
• Verify and check the validity and authenticity of loan application document attachments
• Review Loan Application Forms; Evaluate loan application, perform follow-ups if necessary
• conduct of "Know Your Customer" and loans underwriting
• Perform credit background
• Ensures efficient loan document preparation and loan processing
• Facilitate approval of loan application
• Monitor loan application status
• Make sure to do accurate, complete and timely loan report preparation and submission.
• Make sure to accurately monitor loans to achieve low to zero past due rate.
• Ensure all releases are billed and duly deducted on the identified effectivity date
• Assist in collection and promotion activities

JOB QUALIFICATION AND COMPETENCIES REQUIREMENT:

• Graduate of at least a 4-year course, preferably Business-related courses
• With background in Loans and Microfinance is an advantage
• A resident of the area or of nearby places (within 30 min travel time to the store location)
• Very good MS Office Application Proficiency
• Good Judgment skills
• Good verbal and written communication skills
• Good problem-solving skills
• Very good human relations skills
• Fast Learner and willing to learn
• Customer Focused
• Results Driven
• Good Stress Tolerance
• Keen to details
• With Integrity
• Good team player
• With driving skills (with license) is an advantage