Lead Backend Engineer: Cross-Border Payments & Architecture

Coins.ph; Taguig; On-site; PHP 1,800,000 - 3,000,000; Full time

Job summary

Coins.ph in the Philippines is seeking a senior Java architect to design, lead and optimize the core cross-border payment system. You will own technical direction for the full payment link, ensure scalability, security and reliability across acquiring, clearing and settlement.

The ideal candidate has at least 5 years of Java development and 2 years in architecture, experience with international payment channels, and strong ownership to deliver impactful solutions in a fast-growing fintech.

Qualifications

• Experience with cross-border payment systems and international channels.
• Strong Java development background with architecture responsibilities.
• Proven leadership as a lead developer/architect on payment links or similar platforms.

Responsibilities

• Design, develop and optimize the core cross-border payment system.
• Lead implementation of payment link solutions (acquiring, clearing, settlement, risk control).
• Collaborate with risk, finance, product and other teams to enhance stability and security.
• Ensure scalability, high concurrency handling and data consistency.

Skills

Cross-border payments

Java development

System architecture

Lead developer

Communication

Education

Bachelor's degree in CS/SE or related field

Tools

Payment systems

Job description

Coins.ph in the Philippines is seeking a senior Java architect to design, lead and optimize the core cross-border payment system. You will own technical direction for the full payment link, ensure scalability, security and reliability across acquiring, clearing and settlement.

The ideal candidate has at least 5 years of Java development and 2 years in architecture, experience with international payment channels, and strong ownership to deliver impactful solutions in a fast-growing fintech.