Senior Backend Engineer —Payment（PH）

Coins.ph; Philippines; On-site; PHP 892,800 - 1,339,200; Full time

Job summary

Medium is seeking a skilled Lead Developer in Taguig, Philippines to architect and optimize its cross-border payment system. The role requires over 5 years of Java development experience and a strong grasp of anti-fund loss strategies. The ideal candidate will collaborate across teams to enhance system stability and security.

Join a fast-growing organization that values innovative ideas backed by data. Enjoy opportunities for career advancement and impactful work!

Qualifications

• At least 5 years of Java development experience and 2 years in architectural roles.
• Experience in the development and maintenance of payment systems for 2+ years.
• Practical understanding of anti-fund loss concepts and their application.

Responsibilities

• Lead architectural design and development of cross-border payment system.
• Implement anti-fund loss solutions and manage associated risks.
• Work with international payment channels and optimize system performance.

Skills

Cross-border payment system architecture

Java development

Anti-fund loss solutions

Communication skills

Job description

Responsibilities

• Responsible for the architectural design, development and optimization of the core cross-border payment system; lead the implementation of technical solutions for the full payment link (acquiring, clearing & settlement, risk control, etc.).
• Deeply understand fund loss risks in payment business; design and implement anti-fund loss solutions (e.g., reconciliation system, error handling, fund audit) and avoid potential capital risks through technical means.
• Connect with international payment channels (e.g., credit cards, local payment methods) and handle complex scenarios in cross-border payments such as compliance, exchange rate and settlement.
• Continuously optimize system performance and solve core technical issues including high concurrency, distributed transactions and data consistency.
• Collaborate with risk control, finance, product and other teams to drive the improvement of payment system stability and security.

Requirements

• Proficiency in the core logic and architecture of cross-border payment; with at least one experience as the lead developer and architect for the full link of a payment system.
• Having a clear understanding of anti-fund loss concepts, with practical experience in handling fund loss cases or designing corresponding solutions.
• At least 2 years of experience in the development and maintenance of payment systems.
• Experience in docking with international payment channels is preferred.
• Excellent communication skills and strong sense of ownership & initiative in work.
• At least 5 years of Java development experience and 2 years of architect experience.

Meaningful Collaborations

The successful candidate will work cross-functionally with other relevant teams to carry out implementations that will improve and create an impact on customer experience.

Scalable Growth

Be part of a fast-growing organization with the vision to expand its territories outside APAC which will provide opportunities for career advancement.

A Space For Bright Ideas

Let your bright ideas be converted into meaningful changes! Coins culture welcomes new ideas backed up by data to create an impact.