Junior Credit Risk Analyst for Growth & Impact

Copeland; Mandaluyong; On-site; PHP 600,000 - 900,000; Full time

Job summary

Emerson is seeking a Credit Analyst to evaluate creditworthiness of customers, review financial transactions, and provide risk assessments. You will handle on-hold order releases and use credit tools for decisioning daily.

The role requires 2+ years in credit risk, strong financial statement analysis, and excellent English communication. Collaboration with collections and finance teams is essential for minimizing AR risk.

Qualifications

• Bachelor's degree required in accounting/finance or related field.
• At least 2 years of credit risk assessment experience.
• Experience reading and analyzing customer financial statements.
• Working knowledge of MS Office, especially Excel.
• Strong analytical and problem‑solving skills with attention to detail.
• Excellent written and oral English communication.

Responsibilities

• Review and approve releases of orders on hold.
• Use credit management tools for credit decisioning daily.
• Provide independent judgements responding to internal requests.
• Investigate high risk customers to mitigate AR exposure.
• Reconcile AR subledger to General Ledger for Thailand Operating Units.
• Collaborate with collections on past‑due balances affecting shipments.
• Gather information for Financial Status Reviews.
• Stay updated on business, economic and industry risks.

Skills

Credit risk assessment

Financial statement analysis

Excel

English communication

Credit policy adherence

Education

Bachelor's degree in Accounting/Finance

Tools

Microsoft Excel

Microsoft Office

Job description

Emerson is seeking a Credit Analyst to evaluate creditworthiness of customers, review financial transactions, and provide risk assessments. You will handle on-hold order releases and use credit tools for decisioning daily.

The role requires 2+ years in credit risk, strong financial statement analysis, and excellent English communication. Collaboration with collections and finance teams is essential for minimizing AR risk.