Analyst I Credit

Copeland; Mandaluyong; On-site; PHP 600,000 - 900,000; Full time

Job summary

Emerson is seeking a Credit Analyst to evaluate creditworthiness of customers, review financial transactions, and provide risk assessments. You will handle on-hold order releases and use credit tools for decisioning daily.

The role requires 2+ years in credit risk, strong financial statement analysis, and excellent English communication. Collaboration with collections and finance teams is essential for minimizing AR risk.

Qualifications

• Bachelor's degree required in accounting/finance or related field.
• At least 2 years of credit risk assessment experience.
• Experience reading and analyzing customer financial statements.
• Working knowledge of MS Office, especially Excel.
• Strong analytical and problem‑solving skills with attention to detail.
• Excellent written and oral English communication.

Responsibilities

• Review and approve releases of orders on hold.
• Use credit management tools for credit decisioning daily.
• Provide independent judgements responding to internal requests.
• Investigate high risk customers to mitigate AR exposure.
• Reconcile AR subledger to General Ledger for Thailand Operating Units.
• Collaborate with collections on past‑due balances affecting shipments.
• Gather information for Financial Status Reviews.
• Stay updated on business, economic and industry risks.

Skills

Credit risk assessment

Financial statement analysis

Excel

English communication

Credit policy adherence

Education

Bachelor's degree in Accounting/Finance

Tools

Microsoft Excel

Microsoft Office

Job description

If you are a Credit Analyst professional looking for an opportunity to grow your career, this gives you the chance to be part of a dynamic and collaborative finance team committed to minimizing the company’s exposure to credit risk. In this role, you will be responsible for assessing creditworthiness of existing or prospective customers, examining financial transactions and credit history case by case, and providing credit and risk assessments.

In This Role, Your Responsibilities Will Be:

• Handle a portfolio of customers where you will review and approve the release of orders that are on hold.
• Utilize credit management tools on a daily basis for purposes of credit decisioning.
• Exercise independent judgement to address and respond appropriately to internal customer requests.
• Perform regular reviews and investigations of high credit risk customers to mitigate AR exposure using appropriate strategies.
• Perform month-end reconciliation between Accounts Receivable subledger against General Ledger for Thailand Operating Units.
• Collaborate with the collections group regarding past-due balances that may impact or impede shipment of orders.
• Complete credit reference requests and gather information pertinent to performing a Financial Status Review.
• Understand business, economic, and industry risks, keep abreast of financial news and trends, and practice due diligence.

Who You Are:

You must have a strong drive for results and exhibit passion and enthusiasm to get things done. You must be proactive and highly innovative in approaching problem-solving efficiently. You can proficiently communicate ideas and influence both internal and external customers. You're interpersonally savvy and able to collaborate and efficiently work with people at any level.

For This Role, You Will Need:

• Bachelor’s degree in Accounting, Business Management, Finance, or related courses.
• At least 2 years of relevant experience in credit risk assessment.
• Experience in reading and analyzing customer financial statements.
• Working knowledge of Microsoft Office applications, especially in Excel.
• Good analytical and problem-solving skills and keen attention to detail.
• Good written and oral English communication skills.

Our Culture & Commitment to You

At Emerson, we prioritize a workplace where every employee is valued, respected, and empowered to grow. We foster an environment that encourages innovation, collaboration, and diverse perspectives—because we know that great ideas come from great teams. Our commitment to ongoing career development and growing an inclusive culture ensures you have the support to thrive. Whether through mentorship, training, or leadership opportunities, we invest in your success so you can make a lasting impact. We believe diverse teams, working together are key to driving growth and delivering business results.

We recognize the importance of employee wellbeing. We prioritize providing competitive benefits plans, a variety of medical insurance plans, Employee Assistance Program, employee resource groups, recognition, and much more. Our culture offers flexible time off plans, including paid parental leave (maternal and paternal), vacation and holiday leave.

WHY EMERSON

Our Commitment to Our People

At Emerson, we are motivated by a spirit of collaboration that helps our diverse, multicultural teams across the world drive innovation that makes the world healthier, safer, smarter, and more sustainable. And we want you to join us in our bold aspiration.

We have built an engaged community of inquisitive, dedicated people who thrive knowing they are welcomed, trusted, celebrated, and empowered to solve the world’s most complex problems — for our customers, our communities, and the planet. You’ll contribute to this vital work while further developing your skills through our award‑winning employee development programs. We are a proud corporate citizen in every city where we operate and are committed to our people, our communities, and the world at large. We take this responsibility seriously and strive to make a positive impact through every endeavor.

At Emerson, you’ll see firsthand that our people are at the center of everything we do. So, let’s go. Let’s think differently. Learn, collaborate, and grow. Seek opportunity. Push boundaries. Be empowered to make things better. Speed up to break through. Let’s go, together.

Accessibility Assistance or Accommodation

If you have a disability and are having difficulty accessing or using this website to apply for a position, please contact:••••@emerson.com.

ABOUT EMERSON

Emerson is a global leader in automation technology and software. Through our deep domain expertise and legacy of flawless execution, Emerson helps customers in critical industries like life sciences, energy, power and renewables, chemical and advanced factory automation operate more sustainably while improving productivity, energy security and reliability.

With global operations and a comprehensive portfolio of software and technology, we are helping companies implement digital transformation to measurably improve their operations, conserve valuable resources and enhance their safety.

We offer equitable opportunities, celebrate diversity, and embrace challenges with confidence that, together, we can make an impact across a broad spectrum of countries and industries. Whether you’re an established professional looking for a career change, an undergraduate student exploring possibilities, or a recent graduate with an advanced degree, you’ll find your chance to make a difference with Emerson. Join our team – let’s go!