Analyst I Credit

City of Shakopee, MN; Philippines; On-site; PHP 300,000 - 540,000; Full time

Benefits offered by this job

Competitive benefits

Medical insurance plans

Employee Assistance Program

Flexible time off plans

Parental leave

Job summary

Emerson in Mandaluyong City, Philippines is seeking a Credit Analyst to assess creditworthiness and analyze financial statements, supporting decisions to minimize credit risk. You will review customer financial data, apply tools to determine credit limits, and work collaboratively with collections to protect AR.

The role requires strong English communication and analytical skills. The team emphasizes growth, collaboration, and proactive problem-solving in a dynamic finance environment, with

Qualifications

• Bachelor's degree in Accounting, Finance, or related field.
• At least 2 years of relevant experience in credit risk assessment.
• Experience reading/analyzing customer financial statements.
• Working knowledge of Microsoft Excel.
• Strong analytical and detail-oriented skills.
• Good written and oral English communication.

Responsibilities

• Review and approve release of orders on hold.
• Utilize credit management tools daily for credit decisioning.
• Use independent judgement to respond to internal customer requests.
• Perform regular reviews of high credit risk customers to mitigate AR exposure.
• Reconcile AR subledger with General Ledger for Thailand Operating Units.
• Collaborate with collections on past-due balances affecting shipments.
• Complete credit reference requests and gather info for Financial Status Reviews.
• Understand business, economic, and industry risks and stay informed of market trends.

Skills

Credit risk assessment

Financial analysis

Excel proficiency

Communication skills

Interpersonal skills

Education

Bachelor's in Accounting/Finance

Job description

If you are a Credit Analyst professional looking for an opportunity to grow your career, this gives you the chance to be part of a dynamic and collaborative finance team committed to minimizing the company’s exposure to credit risk. In this role, you will be responsible for assessing creditworthiness of existing or prospective customers, examining financial transactions and credit history case by case, and providing credit and risk assessments.

If this sounds like a perfect fit for you, in Mandaluyong City, Philippines!

In This Role, Your Responsibilities Will Be:

• Handle a portfolio of customers where you will review and approve the release of orders that are on hold.
• Utilize credit management tools on a daily basis for purposes of credit decisioning.
• Exercise independent judgement to address and respond appropriately to internal customer requests.
• Perform regular reviews and investigations of high credit risk customers to mitigate AR exposure using appropriate strategies.
• Perform month-end reconciliation between Accounts Receivable subledger against General Ledger for Thailand Operating Units.
• Collaborate with the collections group regarding past-due balances that may impact or impede shipment of orders.
• Complete credit reference requests and gather information pertinent to performing a Financial Status Review.
• Understand business, economic, and industry risks, keep abreast of financial news and trends, and practice due diligence.

Who You Are:

You must have a strong drive for results and exhibit passion and enthusiasm to get things done. You must be proactive and highly innovative in approaching problem-solving efficiently. You can proficiently communicate ideas and influence both internal and external customers. You're interpersonally savvy and able to collaborate and efficiently work with people at any level.

For This Role, You Will Need:

• Bachelor’s degree in Accounting, Business Management, Finance, or related courses.
• At least 2 years of relevant experience in credit risk assessment.
• Experience in reading and analyzing customer financial statements.
• Working knowledge of Microsoft Office applications, especially in Excel.
• Good analytical and problem-solving skills and keen attention to detail.
• Good written and oral English communication skills.

Our Culture & Commitment to You

At Emerson, we prioritize a workplace where every employee is valued, respected, and empowered to grow. We foster an environment that encourages innovation, collaboration, and diverse perspectives—because we know that great ideas come from great teams. Our commitment to ongoing career development and growing an inclusive culture ensures you have the support to thrive. Whether through mentorship, training, or leadership opportunities, we invest in your success so you can make a lasting impact. We believe diverse teams, working together are key to driving growth and delivering business results.

We recognize the importance of employee wellbeing.

• competitive benefits plans
• variety of medical insurance plans
• Employee Assistance Program
• employee resource groups
• recognition
• flexible time off plans
• paid parental leave (maternal and paternal)
• vacation and holiday leave

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