Credit Risk Analyst I – Growth & Impact in Finance

City of Shakopee, MN; Philippines; On-site; PHP 300,000 - 540,000; Full time

Benefits offered by this job

Competitive benefits

Medical insurance plans

Employee Assistance Program

Flexible time off plans

Parental leave

Job summary

Emerson in Mandaluyong City, Philippines is seeking a Credit Analyst to assess creditworthiness and analyze financial statements, supporting decisions to minimize credit risk. You will review customer financial data, apply tools to determine credit limits, and work collaboratively with collections to protect AR.

The role requires strong English communication and analytical skills. The team emphasizes growth, collaboration, and proactive problem-solving in a dynamic finance environment, with

Qualifications

• Bachelor's degree in Accounting, Finance, or related field.
• At least 2 years of relevant experience in credit risk assessment.
• Experience reading/analyzing customer financial statements.
• Working knowledge of Microsoft Excel.
• Strong analytical and detail-oriented skills.
• Good written and oral English communication.

Responsibilities

• Review and approve release of orders on hold.
• Utilize credit management tools daily for credit decisioning.
• Use independent judgement to respond to internal customer requests.
• Perform regular reviews of high credit risk customers to mitigate AR exposure.
• Reconcile AR subledger with General Ledger for Thailand Operating Units.
• Collaborate with collections on past-due balances affecting shipments.
• Complete credit reference requests and gather info for Financial Status Reviews.
• Understand business, economic, and industry risks and stay informed of market trends.

Skills

Credit risk assessment

Financial analysis

Excel proficiency

Communication skills

Interpersonal skills

Education

Bachelor's in Accounting/Finance

Job description

Emerson in Mandaluyong City, Philippines is seeking a Credit Analyst to assess creditworthiness and analyze financial statements, supporting decisions to minimize credit risk. You will review customer financial data, apply tools to determine credit limits, and work collaboratively with collections to protect AR.

The role requires strong English communication and analytical skills. The team emphasizes growth, collaboration, and proactive problem-solving in a dynamic finance environment, with