Junior Credit Risk Analyst: Growth & Mentorship

CKH Group; Manila; On-site; PHP 300,000 - 460,000; Full time

Benefits offered by this job

American exposure

Multinational environment

Portfolio growth

Job satisfaction

Mentorship

Job summary

CKH Group is seeking a Junior Credit Risk Analyst in Manila to assist in managing credit risk by analyzing financial data and preparing risk assessments. The role supports development of risk management strategies and requires strong analytical skills and attention to detail.

The candidate may be a recent graduate or have 1-2 years of relevant experience, with opportunity to grow within a multinational environment and exposure to American-based firm practices.

Qualifications

• Basic understanding of financial statements and accounting principles.
• Strong analytical skills with the ability to interpret and analyze financial data.
• Proficiency in Microsoft Excel; experience with financial analysis software is a plus.
• Excellent communication skills, both written and verbal.
• Attention to detail and ability to manage multiple tasks simultaneously.
• Availability to work mid-shift in Philippines (2pm - 11pm local time).

Responsibilities

• Analyze the financial statements of current and prospective clients to assess creditworthiness.
• Support the preparation of credit risk reports and risk grading for individual clients.
• Assist in monitoring and reporting on credit risk exposure across the company's portfolio.
• Assist in evaluating the credit risk of new and existing counterparties using financial ratios and industry benchmarks.
• Compile and review financial data to identify trends, patterns, and potential risks.
• Help in maintaining and updating the credit risk database, ensuring accuracy and completeness.
• Assist in the regular review of the company’s credit portfolio and recommend adjustments where necessary.
• Assist in preparing reports for senior management and regulatory bodies as required.
• Ensure compliance with internal credit policies and external regulatory requirements.
• Participate in audits and contribute to the preparation of audit documentation.
• Work closely with other departments, including finance, sales, and legal, to gather necessary information for credit assessments.
• Provide support to the Senior Credit Risk Accountant and Credit Risk Manager in special projects and ad-hoc tasks.

Skills

Analytical skills

Financial analysis

Communication skills

Tools

Microsoft Excel

Job description

CKH Group is seeking a Junior Credit Risk Analyst in Manila to assist in managing credit risk by analyzing financial data and preparing risk assessments. The role supports development of risk management strategies and requires strong analytical skills and attention to detail.

The candidate may be a recent graduate or have 1-2 years of relevant experience, with opportunity to grow within a multinational environment and exposure to American-based firm practices.