Hybrid Profitability Analyst: LTP & Product Insights

Home Credit philippines; Taguig; Hybrid; PHP 391,000 - 781,000; Full time

Benefits offered by this job

Hybrid work

Permanent dayshift

Up to 20% bonus

HMO from Day 1

Mental health coverage

Wellness leave & birthday leave

Internal career mobility

Training in international offices

Job summary

Home Credit Philippines is seeking a Commercial Finance Analyst to prepare profitability reports for key products and assist in developing lifetime profitability models. You will work closely with Product Heads, Risk analysts, and senior management to support profitability targets and KPI achievement.

The role involves creating LTP models, benchmarking against competitors, and supporting digitization efforts in reporting. A strong analytical mindset and Excel expertise are essential for success.

Qualifications

• 1-3 years+ of experience in a finance, commercial, or business analyst role.
• Familiar with personal/consumer loans and/or Credit Cards.
• Advanced proficiency in Microsoft Excel.

Responsibilities

• Prepare monthly profitability reports for main products (POS loans, Cash Loans, Revolving Loans, Value-added services).
• Act as primary finance contact for initiatives related to assigned product.
• Create lifetime profitability (LTP) models for business units/streams as needed.
• Maintain high integrity in reports; ensure LTPs are accurate, reliable, and timely.
• Benchmark HCPH products against competition and suggest modifications.
• Support the commercial finance manager in digitization efforts around LTP reporting.

Skills

Analytical thinking

Problem solving

Attention to detail

Proactive attitude

Tools

Microsoft Excel

Job description

Home Credit Philippines is seeking a Commercial Finance Analyst to prepare profitability reports for key products and assist in developing lifetime profitability models. You will work closely with Product Heads, Risk analysts, and senior management to support profitability targets and KPI achievement.

The role involves creating LTP models, benchmarking against competitors, and supporting digitization efforts in reporting. A strong analytical mindset and Excel expertise are essential for success.