Hybrid Credit Risk Analyst – Commercial Lending

Citi; Taguig; Hybrid; PHP 500.000 - 900.000; Vollzeit

Benefits dieser Stelle

Hybrid work model

On-the-job training

Wellbeing support

Parental leave

Learning resources

Zusammenfassung

Citi in the Philippines is seeking a Credit Intermediate Analyst to support end-to-end underwriting and portfolio monitoring across corporate banking relationships. You will work with Credit Officers, Relationship Managers, and Risk partners to deliver high-quality analysis that informs lending decisions.

In this role you will build financial models, review statements, monitor covenants, and contribute to quarterly reviews.

Qualifikationen

• 2-5 years of experience in banking, finance, accounting, or a related financial services field.
• Bachelor's degree in finance, accounting, economics, business, or a closely-related discipline.
• Working knowledge of financial statements and core accounting concepts, working with credit analysis tasks.
• Clear and professional written and verbal communication skills in English with ability convey complex or sensitive information across global teams.
• Demonstrated ability manage multiple tasks independently, applied sound judgment, and maintain strong attention detail in analysis and reporting.

Aufgaben

• Prepare credit analysis and underwriting materials for new and existing clients, contributing to first-line credit assessments across commercial and institutional portfolios.
• Conduct financial statement and cash flow reviews to support underwriting recommendations and credit approval documentation.
• Monitor assigned portfolio performance, including covenant tracking and periodic financial reviews, to identify and elevate emerging risk indicators.
• Assist in preparing quarterly and annual credit reviews, ensuring accuracy and timeliness in all documentation and reporting.
• Support the processing of credit renewals, amendments, and related transactions by coordinating documentation across internal teams.
• Collaborate with global stakeholders across Credit, banking, and Risk to support the execution of credit processes and cross-functional workflows.
• Build knowledge of commercial banking products, credit structures, and industry dynamics through active participation in training and on-the-job development.

Kenntnisse

Analytical Thinking

Financial Analysis

Risk Management Lifecycle

Governance

Policy

Procedure

Credible Challenge

Regulation

Ausbildung

Bachelor's degree in finance, accounting, economics, business, or related

Jobbeschreibung

Citi in the Philippines is seeking a Credit Intermediate Analyst to support end-to-end underwriting and portfolio monitoring across corporate banking relationships. You will work with Credit Officers, Relationship Managers, and Risk partners to deliver high-quality analysis that informs lending decisions.

In this role you will build financial models, review statements, monitor covenants, and contribute to quarterly reviews.