Head of Secured Loans

Home Credit Philippines; Taguig; On-site; PHP 4,000,000 - 8,000,000; Full time

Benefits offered by this job

HMO on Day 1

Wellness leave

Birthday leave

Job summary

Home Credit Philippines is seeking a Head of Secured Loans to design and drive auto loan products (used vehicles) while ensuring profitability and alignment with underwriting and risk principles. The role leads sales strategy and commercial success across dealer networks.

The candidate should have deep experience in auto financing, product development, and strong data analytics to optimize performance and KPI tracking. A dynamic leader will shape campaigns and partnerships across channels.

Qualifications

• 10-15 years of work experience in auto loans / used car loans / pre-owned car loans / 2-wheelers sales or financing.
• Experience in leading successful product and customer contract creation
• High analytical and data-driven decision maker

Responsibilities

• Building a strategy, planning, developing, and executing sales and product strategy for auto loans (used / pre-owned motorcycle units)
• Overseeing the marketing campaigns, customer journey etc.
• Monitoring performance through data analysis and designing KPI’s for impacted teams
• Create and manage relationship with large dealers of used cars and other automobiles

Skills

Auto loans

Strategic planning

Data analysis

Leadership

Stakeholder management

Tools

Excel

Data analysis tools

Job description

Home Credit is evolving itself from a dominant retail financing player for consumer durables to a relevant player in used auto loans industry.

The Head of Secured Loans is tasked to build auto loan products that is competitive in the industry, aligned with Home Credit’s underwriting and Risk principles and profitable for the company and will also be responsible for overall sales strategy and commercial success of the auto loans product.

What You'll Do

• Building a strategy, planning, developing, and executing sales and product strategy for auto loans (used / pre-owned motorcycle units)
• Overseeing the marketing campaigns, customer journey etc.
• Monitoring performance through data analysis and designing KPI’s for impacted teams
• Create and manage relationship with large dealers of used cars and other automobiles

What You Need To Have

• 10-15 years of work experience in auto loans / used car loans / pre-owned car loans / 2-wheelers sales or financing.
• Experience in leading successful product and customer contract creation
• High analytical and data-driven decision maker

What Can Set You Apart

• Proven track record in motorcycle financing
• Strong understanding of the financing landscape in PH
• Up to 20% variable performance-based bonus
• HMO on Day 1 / HMO with dependents
• Access to mental health coverage and wellness partners
• Wellness Leave and Birthday Leave benefits
• Internal Career Mobility
• Opportunity to work and train in our international offices

Empower Filipinos with innovative financial solutions at Home Credit Philippines.

At Home Credit Philippines, we believe that everyone has something special to offer. Our motto "No Small Roles, Everyone is Important" is at the heart of everything we do. We think diversity makes our company better and every single job and person here plays a big part in our success.

We’re all about creating a welcoming place where everyone feels valued for who they are. This means we make sure that everyone, no matter their background or what they look like, gets a fair chance at jobs, training, and promotions.

When it comes to hiring, everyone gets a fair look. It doesn’t matter where you’re from, what you believe, who you love, whether you have a disability, or any other or any other condition protected under Philippine laws. If you meet the job requirements, you have a chance to get the job.

Come join us at Home Credit, where diversity fuels our innovation. Here, there are #NoSmallRoles and #EveryoneisImportant.