Financial Analyst (Cost Management)

Home Credit Philippines; Philippines; On-site; PHP 450,000 - 650,000; Full time

Benefits offered by this job

Bonus up to 20%

HMO on day 1

Dependent coverage

Mental health & wellness access

Wellness leaves

Birthday leave

Career mobility

Learning opportunities

Job summary

Home Credit Philippines is seeking a dedicated FP&A Analyst to deliver in-depth analysis of operating expenses and capital expenditures, supporting budgeting and cost efficiency across the organization. The role collaborates with department heads to track spending, prepares variance analyses, and presents insights to management with actionable recommendations.

With 2+ years in data and financial analysis and experience with SAP Controlling and PowerPoint, you will influence strategic decisions

Qualifications

• 2+ years of experience in data and financial analysis.
• Experience in the financial services industry.
• Experience heading discussions with C-level executives.
• Financial modelling and preparation of PowerPoint presentations.
• Experience with SAP Controlling module.

Responsibilities

• Assist in preparing and consolidating operating and capital expenditure budgets.
• Review departmental budget submissions for accuracy and alignment with targets.
• Coordinate with budget owners for data, assumptions, and information.
• Monitor expenditures against budgets, forecasts, and cost drivers; investigate deviations.
• Provide timely analysis of spending trends and risks or opportunities.
• Review monthly results focusing on OPEX performance.
• Prepare variance analysis reports with explanations for deviations.
• Develop financial reports and presentations highlighting trends and indicators.
• Collaborate with teams to identify cost-saving initiatives and process improvements.
• Provide insights to support data-driven decision-making.

Skills

Financial analysis

Data analysis

Budgeting

Executive communication

Tools

SAP Controlling

PowerPoint

Job description

The role provides in-depth financial analysis and reporting, specifically concerning the company's operating expenses (OPEX) and capital expenditures (CAPEX). Plays a key role in the budgeting process, cost control, performance monitoring, and driving financial efficiency across the organization

What You’ll Do:

• Support the preparation and consolidation of operating and capital expenditure budgets.
• Review departmental budget submissions for completeness, accuracy, and alignment with approved assumptions and financial targets.
• Coordinate with budget owners to gather financial data, assumptions, and supporting information
• Proactively track expenditures against approved budgets, forecasts, and relevant cost drivers, identifying and investigating deviations.
• Provide timely and insightful analysis of spending trends and potential risks or opportunities.
• Conduct thorough reviews of monthly financial results, with a specific focus on OPEX performance.
• Prepare detailed variance analysis reports (actual vs. budget/forecast) with clear explanations for significant deviations.
• Develop and present insightful financial reports and presentations to management, highlighting key trends, performance indicators, and potential areas for improvement.
• Collaborate with departmental teams to identify, evaluate, and implement new cost-saving initiatives and process improvements.
• Provide financial insights and analysis to support data-driven decision-making across the organization.

What You Need to Have:

• Experience in financial services industry
• At least 2 years of experience in data and financial analysis
• Experience working in SAP controlling module
• Experience in heading discussions with C-level executives
• Financial modelling and preparation of PowerPoint presentations
• Up to 20% variable performance-based bonus
• HMO on Day 1 and HMO dependents coverage including same-sex partners
• Access to mental health and wellness partners
• Wellness Leaves and Birthday Leave
• Internal career mobility options
• Local and international learning opportunities

Empower Filipinos with innovative financial solutions at Home Credit Philippines.

At Home Credit Philippines, we believe that everyone has something special to offer. Our motto "No Small Roles, Everyone is Important" is at the heart of everything we do. We think diversity makes our company better and every single job and person here plays a big part in our success.

We’re all about creating a welcoming place where everyone feels valued for who they are. This means we make sure that everyone, no matter their background or what they look like, gets a fair chance at jobs, training, and promotions.

When it comes to hiring, everyone gets a fair look. It doesn’t matter where you’re from, what you believe, who you love, whether you have a disability, or any other or any other condition protected under Philippine laws. If you meet the job requirements, you have a chance to get the job.

Come join us at Home Credit, where diversity fuels our innovation. Here, there are No Small Roles and Everyone is Important.