Finance Officer (Accounting and Settlement)

Hammerjack Pty Ltd; Philippines; On-site; PHP 500,000 - 900,000; Full time

Job summary

Hammerjack Pty Ltd in Manila is seeking a Finance Officer to underpin accounting and settlement functions. You will perform, reconcile, and verify, working with external partners and reporting to the Finance Manager. This hands-on role offers real ownership of daily transactions and trust balances.

You will join a team focused on accurate reconciliations, general accounting, treasury operations, and regulatory compliance, with an emphasis on integrity and efficiency in a fast-paced environment.

Qualifications

• Bachelor's degree in Accounting or related field; CPA advantageous but not required.
• 3–5 years in general accounting, strict bank reconciliation, or treasury operations.
• Experience in BSP-supervised institutions, e-wallet, fintech or banking environments is a plus.
• Hands-on preparation and electronic filing of BIR tax returns; knowledge of VAT rules.
• Proficiency with ERP/cloud accounting like NetSuite or Xero; advanced Excel/Sheets.
• Multi-currency accounting and FX revaluation experience.
• Strong English communication and presentation skills.
• Detail-oriented, proactive, and adaptable to a fast-evolving environment.
• Segregation of duties—no custody of funds or authority to release payments.

Responsibilities

• Daily and monthly bank reconciliations across operating and settlement accounts.
• Process Accounts Payable and Accounts Receivable; maintain GL and journal entries.
• Monitor treasury, cash positions by corridor, and foreign currency revaluation.
• Prepare data for statutory financial statements, SEC disclosures, and BIR returns.
• Support external audit and BSP examinations with organized schedules.

Skills

Strong English communication

Detail-oriented

Multi-currency accounting

Segregation of duties

Education

Bachelor's degree in Accounting

CPA licensure advantageous

Tools

NetSuite

Xero

Job description

The Role

We are expanding our Manila headquarters and looking for a Finance Officer to bethe operational backbone of our accounting and settlement functions. You are the Maker inour maker-checker control structure: you prepare, record and reconcile, and a second officerindependently verifies your work before it is posted or submitted. You will work directly withour external accounting partners and report to the Finance Manager. This is a hands-on rolewith real ownership. Our daily transactions, trust balances and correspondent bankreconciliations run through you.

Reporting Line and Control Boundary

The role reports to the Finance Manager and worksalongside the Finance Officer (Review and Control), who independently verifies this role'soutput. Consistent with BSP internal control expectations, work prepared by one officer isverified by a second. You record and reconcile. You do not hold cash or vault access, releasepayouts, or approve outgoing settlement instructions. That separation is deliberate and is whatmakes the control work.

What You Will Do

• Daily Reconciliation
  • Perform daily and monthly bank reconciliations across all operating and settlementaccounts.
  • Match correspondent bank and nostro account transactions across ourremittance corridors, and investigate and clear breaks.
  • Reconcile e-wallet trust balances against outstanding user funds daily, andprepare the supporting evidence.
• General Accounting
  • Process Accounts Payable and Accounts Receivable.
  • Maintain the general ledger and prepare journal entries, accruals, prepayments,amortization and depreciation schedules.
  • Maintain registered books of accounts and the supporting documentation, andsupport month-end and year-end close.
• Treasury Operations
  • Monitor suspense and clearing accounts, age and investigate unmatchedsettlement items, and act as the first line of defence in flagging them toCompliance.
  • Prepare daily cash position and funding requirement reports by corridor andcurrency.
  • Perform foreign currency revaluation of monetary items and maintain the multicurrency ledger.
• Regulatory, Tax and Audit Support
  • Prepare trial balances, schedules and raw financial data, and act as the main pointof contact assisting our external accounting firm in compiling statutory financialstatements, SEC disclosures and BIR tax returns.
  • Prepare and electronically file BIR returns and supporting schedules through eFPS,including 1601-C, 0619-E, 1601-EQ, 2550Q, 1702Q and the annual alphalists.
  • Prepare the data supporting our BSP reporting obligations, including the FinancialReporting Package and periodic MSB reports, and maintain the reporting calendar.
  • Support the annual external audit and any BSP examination with complete, wellorganized schedules.

What You Need to Succeed

• Bachelor's degree in Accountancy, Financial Management, or a related business field. CPA licensure is an advantage but is not required for this role.
• Three (3) to five (5) years of solid experience in general accounting, strict bankreconciliation, or treasury operations.
• Previous experience in a BSP-supervised institution, e-wallet, fintech startup or bankingenvironment is a significant advantage.
• (Tweaked) Hands-on preparation and electronic filing of BIR tax returns, and familiaritywith practical post-EOPT invoicing rules — including treating the Invoice as the sole VATsupport document, and applying accrual-basis output VAT on services.
• (Tweaked) Proficiency in modern ERP or cloud accounting software such as NetSuite orXero, and advanced MS Excel or Google Sheets (e.g., Pivot Tables, VLOOKUP/XLOOKUP,and complex data manipulation functions).
• Multi-currency accounting experience and comfort with foreign currency revaluation.
• Strong English communication and presentation skills.
• Detail-oriented, proactive, and comfortable in an agile, fast-evolving environment.
• Comfortable working within segregation of duties — preparing and reconciling withoutcustody of funds or authority to release payments.