Field Microfinance Loan Officer: Drive Growth & Impact

BDO Unibank, Inc; Southern Leyte; On-site; PHP 250,000 - 320,000; Full time

Job summary

BDONetworkBank in the Philippines is seeking a dedicated Loan Officer responsible for achieving loan targets while maintaining profitability and credit quality, and delivering good customer service.

You will actively solicit microfinance loan accounts, analyze applicants, initiate credit and collection activities, and coordinate with staff to process loan applications. The role emphasizes adherence to bank policies, sales activities, and responsive client service.

Qualifications

• Graduate of any 4 year degree course.
• Possesses good selling, communication and customer service skills.
• Must have basic mathematical knowledge.
• With high integrity.
• Familiar with word processing & spreadsheets.

Responsibilities

• Actively solicit microfinance loan accounts to meet the business needs of the customer.
• Analyze overall loan applicant’s qualifications to determine feasibility of granting loans.
• Initiates credit and collection activities to ensure credit quality of accounts.
• Coordinates with concerned officers and/or other units related to processing and servicing of loan applications and loan clients.
• Ensures adherence to the bank’s policies and procedures.
• Execute sales and/or marketing activities that will achieve volume targets.
• Attends to inquiries and other requirements of the clients.
• Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking.
• Perform other functions that may be assigned to him/her

Skills

Sales skills

Communication

Customer service

Math basics

High integrity

Word processing

Spreadsheets

Fieldwork

Microfinance sales

Motorcycle driving

Education

4-year degree

Tools

None

Job description

BDONetworkBank in the Philippines is seeking a dedicated Loan Officer responsible for achieving loan targets while maintaining profitability and credit quality, and delivering good customer service.

You will actively solicit microfinance loan accounts, analyze applicants, initiate credit and collection activities, and coordinate with staff to process loan applications. The role emphasizes adherence to bank policies, sales activities, and responsive client service.