Customer Service (Banking and Credit Cards) (Tarlac)
Customer Success Philippines Full Time
We are looking for customer-focused and detail-oriented individuals to join our banking customer service team. The successful candidate will handle inbound hotline calls and assist customers with credit card-related inquiries, requests, and complaints while ensuring accurate information, effective issue resolution, and a positive customer experience.
Key Responsibilities
- Handle inbound customer calls through the telephony system and provide assistance with banking and credit card concerns.
- Address customer inquiries and requests involving:
- Waivers and reversals
- Installment programs
- Marketing promotions
- Card delivery and application follow-ups
- Credit limit increase requests
- Card activation
- Statement of Account (SOA) requests
- Balance and transaction inquiries
- Other credit card-related concerns
- Investigate and resolve financial-related customer concerns accurately and efficiently.
- Provide clear information regarding credit card products, services, and transactions.
- Maintain professionalism and ensure quality customer service throughout every interaction.
Qualifications and Requirements
Educational Background and Work Experience
Applicants must meet one of the following qualifications:
- College Graduates: Fresh graduates or applicants with 0–6 months of work experience are welcome. Banking experience or an academic background involving numbers and calculations is preferred.
- Applicants with at Least Two Years of College Education: Must have at least one year of BPO experience. Banking experience is an advantage.
- College Undergraduates: Must have at least two years of BPO experience. Banking experience is an advantage.
Skills and Competencies
- Good to excellent verbal and written communication skills.
- Ability to understand and handle financial-related customer concerns.
- Basic to strong numerical and computational skills.
- Knowledge of credit and debit card processes is preferred.
- Must have previously owned a credit or debit card or served as a secondary cardholder.
- Ability to learn quickly, adapt to changing processes, and follow established procedures.
- Strong problem-solving skills and attention to detail.
Work Arrangement and Employment Requirements
Applicants must be willing and able to meet the following conditions:
- Work onsite.
- Work in a 24/7 operating environment, including rotating shifts, weekends, and holidays.
- Accept permanent late-night shifts, as required by business operations.
- Relocate to another city based on company requirements, if necessary.
- Travel to the designated Business Continuity Plan (BCP) site during operational disruptions.
- Commit to no planned vacation or leave during the required 48-business-day period.
- Undergo and successfully complete the required background check.
- Disclose friends and family members who are current or former employees of the company, in accordance with company requirements.