Credit Policy Architect

RCBC; Makati; On-site; PHP 600,000 - 1,000,000; Full time

Job summary

RCBC in Makati is seeking a Credit Policy professional to help formulate and update the guidelines governing lending activities. The role supports annual policy updates and ensures alignment with audit findings and regulatory requirements.

You will oversee exceptions, provide guidance on policy interpretation, and participate in town halls to clarify latest credit policies, with strong emphasis on commercial, corporate, SME, and consumer lending guidelines.

Qualifications

• A bachelor’s degree in Business Administration, Economics, Management or Finance.
• Strong working knowledge in developing policies for commercial, corporate, SME and consumer loans.
• Knowledge of BSP regulations and industry best practices.

Responsibilities

• Assist in conceptualization, formulation, and updating of credit guidelines and procedures governing lending.
• Ensure annual updating of Credit Policy Manuals.
• Address audit findings via issuing/updating credit policies and guidelines.
• Provide guidance on interpretation and implementation of approved credit guidelines via Riz Library.

Skills

Policy development

Credit policies

Commercial loans

Corporate loans

SME loans

Consumer loans

Regulatory knowledge

Relationship management

Education

Bachelor's degree

Job description

RCBC in Makati is seeking a Credit Policy professional to help formulate and update the guidelines governing lending activities. The role supports annual policy updates and ensures alignment with audit findings and regulatory requirements.

You will oversee exceptions, provide guidance on policy interpretation, and participate in town halls to clarify latest credit policies, with strong emphasis on commercial, corporate, SME, and consumer lending guidelines.