Credit Policy & Governance Lead

Philippine Bank of Communications (PBCOM); Makati; On-site; PHP 700,000 - 1,200,000; Full time

Job summary

Philippine Bank of Communications (PBCOM) in Makati seeks a Credit Risk Policy Officer to serve as the policy SME, guiding interpretation and implementation of credit policies. The role reviews, updates, and coordinates policy proposals and amendments to support sound risk management and regulatory compliance.

The position involves coordinating with units for credit products and lending programs, ensuring robust risk controls, and maintaining governance documentation.

Qualifications

• Bachelor's degree required or equivalent.
• Minimum of five (5) years of relevant banking experience in Credit Risk Management, Audit and Compliance, and/or Lending Operations.

Responsibilities

• Develop, review, update, and maintain Credit Risk Policies, Manuals, and Guidelines.
• Evaluate and implement policy amendments in response to regulatory changes and business needs.
• Provide policy guidance and technical support to business units on interpretation/implementation of credit policies.
• Coordinate with related units in development of credit products, lending programs, and risk controls.
• Prepare policy proposals and materials for approval by authorities.
• Monitor regulatory issuances, audit findings, and internal controls; recommend enhancements.
• Participate in policy governance projects, including process/system improvements and risk rating initiatives.
• Maintain documentation and version control of approved policies and governance documents.
• Perform other duties as assigned by the Credit Risk Policy Team Head or Head of Credit Risk Management Division.

Skills

Credit risk management

Policy governance

Regulatory compliance

Lending operations

Education

Bachelor's degree

Job description

Philippine Bank of Communications (PBCOM) in Makati seeks a Credit Risk Policy Officer to serve as the policy SME, guiding interpretation and implementation of credit policies. The role reviews, updates, and coordinates policy proposals and amendments to support sound risk management and regulatory compliance.

The position involves coordinating with units for credit products and lending programs, ensuring robust risk controls, and maintaining governance documentation.