Credit Analyst: Risk Assessment & Lending Excellence

SMBC Group; Manila; On-site; PHP 600,000 - 1,000,000; Full time

Job summary

SMBC Group Philippines is seeking a skilled credit professional to support credit assessment and monitoring for corporate borrowers.

You will review financial statements, run financial spreads and projections, monitor covenants, and ensure timely documentation and compliance with lending policies.

This role requires coordination with Business Promotion Officers and other stakeholders to facilitate sound credit decisions.

Responsibilities

• Creditworthiness assessment for new and existing borrowers
• Review financial statements, perform spreading, projections, modeling and analysis
• Monitor corporate covenants and information in GBR, coordinate with officers
• Gather documents for efficient credit approvals and support documentation
• Maintain safekeeping and turnover of important credit documents and notices

Job description

SMBC Group Philippines is seeking a skilled credit professional to support credit assessment and monitoring for corporate borrowers.

You will review financial statements, run financial spreads and projections, monitor covenants, and ensure timely documentation and compliance with lending policies.

This role requires coordination with Business Promotion Officers and other stakeholders to facilitate sound credit decisions.