Credit Card Underwriter & Risk Analyst

Hammerjack Pty Ltd; Philippines; On-site; PHP 350,000 - 520,000; Full time

Job summary

Hammerjack Pty Ltd is seeking a Credit Officer for Credit Cards and Personal Loans to evaluate and render credit decisions in line with approved policies. You will handle initiation, underwriting, and limit increase requests while ensuring SLA adherence.

The role requires a solid background in credit evaluation, two years of related experience, and strong stakeholder management. Proficiency in MS Office and credit systems is expected.

Qualifications

• Bachelor's degree in business or related field.
• Minimum 2 years in credit, fraud management, or process risk quality in retail banking.
• Solid background in credit evaluation and operations.
• Exposure to audit and vendor functions.
• Ability to build and manage stakeholder relationships.
• Strong analytical and people management skills.
• Proficient in MS Office and credit/fraud systems.

Responsibilities

• Ensure credit initiation and underwriting meet service level targets.
• Ensure accounts are within PDO and RAM benchmarks.
• Meet individual productivity quotas.
• Maintain compliance with internal and external regulations.
• Support credit projects to improve turnaround time and reduce costs.
• Maintain quality in credit operation processes and service levels.
• Assist vendor management with vendor selection, onboarding, and SLAs.
• Coordinate with finance partner on budget and staffing.

Skills

Credit evaluation

Stakeholder management

Analytical skills

People management

MS Office

Education

Bachelor's degree in business or related field

Tools

Credit/Fraud Systems

Job description

Hammerjack Pty Ltd is seeking a Credit Officer for Credit Cards and Personal Loans to evaluate and render credit decisions in line with approved policies. You will handle initiation, underwriting, and limit increase requests while ensuring SLA adherence.

The role requires a solid background in credit evaluation, two years of related experience, and strong stakeholder management. Proficiency in MS Office and credit systems is expected.