Compliance Manager (AML)

Home Credit Philippines; Taguig; On-site; PHP 1,800,000 - 3,200,000; Full time

Benefits offered by this job

HMO on Day 1

Mental health coverage

Wellness Leave

Birthday Leave

Internal career mobility

Access to wellness partners

Bonus up to 20%

Job summary

Home Credit Philippines is seeking a senior Compliance leader to drive the AML/CTF program and sanctions compliance across the organization. You will oversee program implementation, reporting to senior management, and advisory support to business units.

The role requires 5+ years in AML/compliance within banking or finance, strong English skills, and deep regulatory knowledge of BSP/SEC/AMLC. You will coach AML teams and coordinate regulatory examinations as part of a comprehensive compliance

Qualifications

• More than five (5) years of work experience in Compliance Department, particularly in AML, in a bank or financial institution.
• Has good command of the English language, both in speaking and in writing
• Has expert knowledge of BSP, SEC, AMLC regulations and other regulators.
• Analytical mind, problem solving, organized and can be trusted to pay attention to details.
• Ability to communicate with employees across departments and with senior management.
• Up to 20% variable performance-based bonus
• HMO on Day 1 / HMO with dependents
• Access to mental health coverage and wellness partners
• Wellness Leave and Birthday Leave benefits
• Internal career mobility options

Responsibilities

• Leads the implementation and continuous enhancement of the AML/CTF and sanctions compliance program.
• Serves as adviser to the Chief Compliance Officer on AML/CTF and sanctions-related matters.
• Prepares AML risk reports, KPIs, emerging risk assessments, and management information for Senior Management, Board Committees, and the Board of Directors.
• Leads, coaches, and develops AML personnel and promotes a strong culture of compliance within the organization.
• Develops, reviews, and maintains AML/CTF and sanctions policies, risk assessments, controls, and procedures across CDD/KYC, transaction monitoring, and record-keeping.
• Oversees transaction monitoring, investigations, suspicious activity reviews, and escalation of suspicious transactions.
• Oversees sanctions screening processes and escalation/resolution of matches.
• Ensures timely submission of AML reports and regulatory registrations/ certificates.
• Provides AML advisory support to business units and initiatives to manage AML risks.
• Monitors regulatory developments and drives implementation of necessary changes.
• Develops and delivers AML training and awareness programs.
• Coordinates regulatory examinations, audits, and remediation of findings.

Skills

AML compliance

Regulatory knowledge

English communication

Job description

The objective and purpose of this job is to have a leader within the Compliance Department that performs the AML/CTF function and ensures the effective implementation of the AML/CTF program of HC Consumer Finance Philippines, Inc. (HCPH).

What You’ll do:

Leadership

• Leads the implementation and continuous enhancement of the Company's Anti-Money Laundering, Counter-Terrorist Financing, and Sanctions Compliance Program.
• Serves as the principal adviser to the Chief Compliance Officer on AML/CTF and sanctions-related matters.
• Prepares AML risk reports, key risk indicators, emerging risk assessments, and management information for Senior Management, Board Committees, and the Board of Directors.
• Leads, coaches, and develops AML personnel and promotes a strong culture of compliance within the organization.

AML Program Implementation

• Develops, reviews, and maintains AML/CTF and sanctions policies, risk assessments, controls, and procedures across customer due diligence, know-your-customer and know-your-business requirements, transaction monitoring, suspicious transaction reporting, targeted financial sanctions, and record-keeping requirements to ensure compliance with applicable laws, regulations, and Group requirements.
• Oversees transaction monitoring, investigations, suspicious activity reviews, and the evaluation and escalation of suspicious transactions for filing with the appropriate authorities.
• Oversees sanctions screening processes and ensures timely escalation and resolution of sanctions-related matches and concerns.
• Ensures the timely and accurate submission of AML reports, registrations, certificates, and other regulatory requirements to relevant regulatory authorities.
• Provides AML advisory support to business units, products, projects, and initiatives to ensure AML risks are identified and appropriately managed.
• Monitors regulatory developments, assesses their impact on the organization, and drives the implementation of necessary changes.
• Develops and ensures delivery of AML training and awareness programs across the organization.
• Coordinates regulatory examinations, audits, independent reviews, and compliance testing activities, and drives the timely remediation of identified findings and control weaknesses.

Other Responsibilities

• Acts as the Compliance Department's Business Continuity Coordinator
• Acts as the Company's Anti-Bribery and Corruption Program and Whistleblowing Program Coordinator.
• Performs other duties assigned by the Chief Compliance Officer.

What You Need to Have:

• More than five (5) years of work experience in Compliance Department, particularly in AML, in a bank or financial institution.
• Has good command of the English language, both in speaking and in writing
• Has expert knowledge of the regulations issued by the Bangko Sentral ng Pilipinas (BSP), Securities and Exchange Commission (SEC), Anti-Money Laundering Council (AMLC) and other regulatory bodies.
• Analytical mind, problem solving, organized and can be trusted to pay attention to details.
• Ability to effectively communicate with employees from the different departments and with the senior management.
• Works well with the team and with the members of the other departments.
• Up to 20% variable performance-based bonus
• HMO on Day 1 / HMO with dependents
• Access to mental health coverage and wellness partners
• Wellness Leave and Birthday Leave benefits
• Internal career mobility options

Empower Filipinos with innovative financial solutions at Home Credit Philippines.

At Home Credit Philippines, we believe that everyone has something special to offer. Our motto "No Small Roles, Everyone is Important" is at the heart of everything we do. We think diversity makes our company better and every single job and person here plays a big part in our success. We’re all about creating a welcoming place where everyone feels valued for who they are. This means we make sure that everyone, no matter their background or what they look like, gets a fair chance at jobs, training, and promotions.

When it comes to hiring, everyone gets a fair look. It doesn’t matter where you’re from, what you believe, who you love, whether you have a disability, or any other or any other condition protected under Philippine laws. If you meet the job requirements, you have a chance to get the job.

Come join us at Home Credit, where diversity fuels our innovation. Here, there are #NoSmallRoles and #EveryoneisImportant.