Chief Finance Officer

Finex.ph Lending Solutions Corp.; Makati; On-site; PHP 892,800 - 1,339,200; Full time

Job summary

A lending solutions company in Makati is seeking a Finance Manager to oversee accounting operations, ensure compliance with SEC and BIR requirements, and support management through accurate financial reporting and KPI monitoring. The ideal candidate has 5–7 years of finance experience, preferably in a supervisory role, with strong knowledge of Philippine Financial Reporting Standards. This role requires excellent organizational skills and the ability to work independently in a dynamic environment.

Qualifications

• Minimum 5–7 years of accounting or finance experience.
• At least 2–3 years in a supervisory or managerial role.
• Experience in SEC-regulated companies is required.
• Background in lending, financing, banking, or financial services is preferred.

Responsibilities

• Manage day-to-day accounting operations and processes.
• Prepare monthly, quarterly, and annual financial reports.
• Support compliance with SEC, BIR, and regulatory requirements.
• Monitor lending portfolio metrics and KPI reporting.
• Supervise accounting staff and train team members.

Skills

Philippine Financial Reporting Standards (PFRS)

Loan accounting concepts

Proficiency in Excel and accounting systems

Detail-oriented and compliance-focused

Education

Bachelor’s degree in Accounting, Finance, or Business Administration

CPA preferred

Job description

JOB DESCRIPTION

Finance Manager

Department

Finance & Accounting

Reports To

Chief Financial Officer (CFO) / Finance Director

Employment Type

Full-Time

Work Location

San Isidro Makati City

ROLE OVERVIEW

The Finance Manager is responsible for managing day-to-day accounting operations, implementing accounting processes, and ensuring compliance with SEC and BIR requirements applicable to a lending company.

This role will support management through accurate financial reporting, loan portfolio monitoring, internal controls, and KPI reporting, while working closely with the CFO/Finance Director, Compliance Officer, and external auditors.

KEY RESPONSIBILITIES

1. Accounting Operations & Process Implementation

• Implement and maintain accounting processes and SOPs for a lending company
• Oversee accounting for:
• Loan disbursements
• Interest income and fee recognition
• Collections and repayments
• Loan loss provisioning and write-offs
• Ensure proper documentation and audit trails for all transactions
• Supervise daily accounting entries and month-end close activities

2. Financial Reporting

• Prepare accurate monthly, quarterly, and annual financial reports
• Assist in preparation of:
• Balance Sheet
• Income Statement
• Cash Flow Statement
• Ensure alignment between loan system data and accounting records
• Provide financial schedules and reports to management

3. SEC, BIR & Regulatory Compliance

• Support compliance with SEC financial reporting requirements for lending companies
• Assist in preparation of:
• Audited Financial Statements (AFS)
• Financial schedules for General Information Sheet (GIS)
• Ensure compliance with BIR tax filings and statutory requirements
• Coordinate with Compliance Officer and external auditors

4. Lending Portfolio Monitoring & KPI Reporting

• Track and monitor key lending portfolio metrics, including:
• Loan portfolio outstanding
• Delinquency aging
• Non-Performing Loans (NPLs)
• Collections vs. scheduled collections
• Interest income and portfolio yield
• Prepare monthly KPI reports and dashboards for management review
• Identify variances, trends, and potential risk areas
• Support management with data-driven insights on portfolio performance

5. Cash Flow & Treasury Support

• Monitor daily cash balances and bank reconciliations
• Track inflows from collections and outflows from disbursements
• Support cash flow forecasting and liquidity monitoring
• Ensure proper monitoring of PDCs and collections

6. Internal Controls & Audit Support

• Enforce internal controls and segregation of duties
• Assist in internal and external audit preparation
• Prepare audit schedules and supporting documents
• Address audit queries and assist in resolving findings

7. Team Supervision & Coordination

• Supervise accounting staff (AP, AR, bookkeeping)
• Review work for accuracy and completeness
• Train team members on accounting procedures and compliance
• Coordinate with Operations, Credit, and Collections teams

QUALIFICATIONS & REQUIREMENTS

Education

• Bachelor’s degree in Accounting, Finance, or Business Administration
• CPA is preferred but not required

Experience

• Minimum 5–7 years of accounting or finance experience
• At least 2–3 years in a supervisory or managerial role
• Experience in SEC-regulated companies is required
• Background in lending, financing, banking, or financial services is highly preferred
• Experience with loan accounting and portfolio reporting is an advantage

Technical Skills

• Strong knowledge of:
• Philippine Financial Reporting Standards (PFRS)
• SEC and BIR compliance requirements
• Loan accounting concepts
• Proficient in Excel and accounting systems
• Experience coordinating audits

Soft Skills

• Detail-oriented and compliance-focused
• Strong organizational and documentation skills
• Ability to work independently and meet deadlines
• Clear communication with management and auditors
• High integrity and professionalism

KEY PERFORMANCE INDICATORS (KPIs)

• Timeliness and accuracy of financial reports
• Compliance with SEC and BIR deadlines
• Accuracy of loan portfolio and KPI reports
• Quality of accounting records and audit readiness
• Effectiveness of internal controls