Cards Portfolio Growth Analyst

HCL Technologies Philippines Inc

Taguig

On-site

PHP 1,200,000 - 1,800,000

Full time

2 days ago

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Job summary

HCL Technologies Philippines Inc is seeking a seasoned Business Analyst to partner with issuer card teams. You will analyze portfolio performance, define customer-centric strategies, and support card products and campaigns while delivering insights and actionable business requirements to drive growth and operational excellence.

The role emphasizes analytical execution, stakeholder collaboration, and translating business needs into solutions within consumer cards, retail banking, or payments

Qualifications

7+ years of Business Analysis experience in consumer cards, retail banking, or payments.
Strong understanding of card portfolio performance, portfolio economics, and business analytics.
Experience with P&L analysis, dashboarding, business reviews, and stakeholder reporting.
Expertise in requirements gathering, stakeholder management, and translating business needs into actionable solutions.
Strong analytical, problem-solving, and communication skills.
Experience supporting issuer card portfolios in an embedded or consulting capacity (preferred).
Exposure to card launches, acquisition campaigns, or product lifecycle management initiatives (preferred).
Experience working directly with issuer product or marketing teams (preferred).
Project management experience in card business or former card business management experience in top tier Philippines bank (preferred).

Responsibilities

Analyze card portfolio performance and assess business initiatives
Identify growth opportunities and define customer-centric strategies
Support the implementation of card products and campaigns
Deliver insights, business requirements, and recommendations to support portfolio growth
Conduct P&L analysis and dashboarding
Perform business reviews and stakeholder reporting
Gather requirements and manage stakeholder relationships
Translate business needs into actionable solutions

Skills

Business Analysis

Card analytics

P&L analysis

Stakeholder reporting

Dashboarding

Requirements gathering

Stakeholder management

Solution translation

Analytical skills

Problem-solving

Communication

Issuer card portfolios

Card launches

Acquisition campaigns

Product lifecycle

Issuer product teams

Project management

Job description

The role emphasizes analytical execution, stakeholder collaboration, and translating business needs into solutions within consumer cards, retail banking, or payments

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