Branch Collections Associate (Solano)

City Savings Bank; Solano; On-site; PHP 180,000 - 300,000; Full time

Job summary

City Savings Bank is seeking a Branch Collection Associate to monitor on-time billing and actively collect on the branch loan portfolio. You will perform field visits, redemption tasks, and adjust accounts as needed.

The role requires a Bachelor's degree, knowledge of loans and collections is a plus, and a valid motorcycle license. You should be willing to travel and communicate effectively in the local dialect to serve clients across the branch network.

Qualifications

• Bachelor's degree graduate.
• Experience in loans and collection is an advantage.
• Driving skills is a must (motorcycle), with driver's license.
• Good oral and written communication skills with proficiency in the local dialect.
• Willing to travel extensively and highly familiar with the area of operations.
• Fresh graduates are welcome to apply.

Responsibilities

• Achievement of the collection targets as well as operational targets and KPIs of the NPL portfolio assigned to them.
• Performing all assigned function in collections activities such as redemption, posting of payments, re-structuring, billings, condonation, field visits, collection letters and SMS send-out.
• Performs account analysis and evaluates client's capability to pay.
• Computes for the possible restructuring of loans.
• Accomplishes all assigned necessary reports and submits in a timely manner.
• Checks all assigned documents to ensure its completeness, timeliness and accuracy.
• Responsible for performing excellent customer service to all clients according to the established standards.

Skills

Loans & Collections

Communication

Driving

Local dialect

Willing to travel

Customer service

Education

Bachelor's degree

Fresh graduates welcome

Job description

About the role

Branch Collection Associate (BCA) is responsible for the monitoring and execution of on-time billing and collections of the branch loans portfolio. He also monitors non-performing loans and takes appropriate actions in reducing it.

Key responsibilities

• Achievement of the collection targets as well as operational targets and Key Performance Indicators (KPIs) of the Non-Performing Loan (NPL) portfolio assigned to them


• Performing all assigned function in collections activities such as redemption, posting of payments, re-structuring, billings, condonation, field visits, collection letters and Short Messages (SMS) send-out


• Performs account analysis and evaluates client's capability to pay


• Computes for the possible restructuring of loans


• Accomplishes all assigned necessary reports and submits in a timely manner


• Checks all assigned documents to ensure its completeness, timeliness and accuracy


• Responsible for performing excellent customer service to all clients according to the established standards

About you

• Bachelor's degree graduate


• Experience in loans and collection is an advantage


• Driving skills is a must (motorcycle), with driver's license


• Good oral and written communication skills with proficiency in the local dialect


• Willing to travel extensively and highly familiar with the area of operations


• Fresh graduates are welcome to apply