BDO Network Bank - Account Officer for Micro, Small and Medium Enterprises (Aurora)

BDO Unibank; Aurora; On-site; PHP 250,000 - 380,000; Full time

Job summary

BDO Network Bank in the Philippines seeks an Account Officer for Micro, Small and Medium Enterprises to drive loan volume while maintaining profitability and credit quality. You will actively solicit microfinance loan accounts and analyze applicants to determine feasibility, ensuring timely processing and strong customer service.

The role requires basic math skills, proficiency with word processing and spreadsheets, and fieldwork or sales experience in microfinance.

Qualifications

• Graduate of any four-year or five-year degree course.
• Good selling, communication and customer service skills.
• Basic mathematical knowledge.
• Familiar with word processing & spreadsheets.
• Fieldwork and sales experience in microfinance preferred.
• Willing to drive a motorcycle.
• Willing to work in Baler or Casiguran.

Responsibilities

• Actively solicit microfinance loan accounts to meet the business needs of the customer.
• Analyze overall loan applicant’s qualifications to determine feasibility of granting loans.
• Initiate credit and collection activities to ensure credit quality of accounts.
• Coordinate with concerned officers and/or other units related to processing and servicing of loan applications and loan clients.
• Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking.
• Execute sales and/or marketing activities that will achieve volume targets.

Skills

Selling

Communication

Customer service

Mathematics

Motorcycle riding

Computer literacy

Education

Bachelor's degree

Tools

MS Word

MS Excel

Job description

BDO Network Bank is the community bank subsidiary of BDO Unibank that aims to bring financial products and services closer to outlying areas, getting more neighborhoods closer to achieving success and their dreams.

Job Summary

The Account Officer for Micro, Small and Medium Enterprises is responsible for achieving loan volume targets while maintaining profitability, sound credit quality, and good customer service.

Key Responsibilities:

• Actively solicit microfinance loan accounts to meet the business needs of the customer
• Analyze overall loan applicant’s qualifications to determine feasibility of granting loans
• Initiate credit and collection activities to ensure credit quality of accounts
• Coordinate with concerned officers and/or other units related to processing and servicing of loan applications and loan clients
• Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking
• Execute sales and/or marketing activities that will achieve volume targets

Qualifications:

• Graduate of any four-year or five-year degree course / Bachelor's Degree Holder
• Possesses good selling, communication and customer service skills
• Must have basic mathematical knowledge
• Preferably familiar with computer software including word processing & spreadsheets
• With fieldwork and sales experience on Microfinance, an advantage
• Preferably can drive a motorcycle
• Must be willing to work in any of the following locations : Baler or Casiguran