Account Officer 1 (Silang, Cavite)

BDO Unibank; Cavite City; On-site; PHP 300,000 - 420,000; Full time

Job summary

BDO Unibank's Micro, Small and Medium Enterprises arm seeks an Account Officer who will drive loan volume while upholding profitability and strong credit quality. Responsibilities include field visits to solicit microfinance loans, evaluating applicants, and coordinating loan processing to meet targets securely.

The role requires a four-year or five-year degree, excellent selling and customer-service skills, and daily field work with basic math proficiency.

Qualifications

• Bachelor's degree required.
• Proven selling, communication, and customer service skills.
• Willingness to do field work almost daily.
• Basic mathematical knowledge required.
• Familiarity with word processing & spreadsheets (MS Office).
• Fieldwork and sales experience in microfinance is an advantage.
• Motorcycle driving is preferred.

Responsibilities

• Actively solicit microfinance loan accounts through field visits.
• Analyze loan applicants to determine feasibility of lending.
• Initiate credit and collection activities to maintain credit quality.
• Coordinate with officers and units processing loan applications.
• Review and update loan files to ensure proper credit processing.

Skills

Sales ability

Communication

Customer service

Field work

Basic math

MS Office

Motorcycle driving

Education

Bachelor's degree

Tools

MS Word

MS Excel

Job description

BDO Network Bank is the community bank subsidiary of BDO Unibank that aims to bring financial products and services closer to outlying areas, getting more neighborhoods closer to achieving success and their dreams.

Job Summary

The Account Officer for Micro, Small and Medium Enterprises is responsible for achieving loan volume targets while maintaining profitability, sound credit quality, and good customer service.

Key Responsibilities

• Actively solicit microfinance loan accounts by doing field visits to meet the business needs of the customer
• Analyze overall loan applicant’s qualifications to determine feasibility of granting loans
• Initiate credit and collection activities to ensure credit quality of accounts
• Coordinate with concerned officers and/or other units related to processing and servicing of loan applications and loan clients
• Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking
• Execute sales and/or marketing activities that will achieve volume targets

Qualifications

• Graduate of any four-year or five-year degree course / Bachelor's Degree Holder
• Possesses good selling, communication and customer service skills.
• Must be amenable to doing field work / working on the field on an almost daily basis
• Must have basic mathematical knowledge.
• Preferably familiar with computer software including word processing & spreadsheets .
• With fieldwork and sales experience on Microfinance, an advantage.
• Preferably can drive a motorcycle

BDO Unibank, Inc. provides equal opportunity to all qualified candidates. Hiring decisions are based on job requirements and candidate qualifications, and shall not be influenced by any consideration of race, color, religion, sex (including sexual orientation and gender identity), national or ethnic origin, or disability. Requisition ID: 30320

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