Account Officer 1

BDO Unibank; Tarlac City; Vor Ort; PHP 300.000 - 420.000; Vollzeit

Zusammenfassung

BDO Network Bank is seeking an Account Officer for Micro, Small and Medium Enterprises to grow loan volume while maintaining profitability and strong credit quality. You will actively solicit microfinance loan accounts, analyze applicants, initiate credit and collections, and coordinate with internal teams to process and service loans.

The role requires a four- or five-year degree, solid selling and communication skills, and basic math; familiarity with word processing and spreadsheets is a

Qualifikationen

• Graduate of a four-year or five-year degree course; bachelor's degree holder.
• Possesses good selling, communication and customer service skills.
• Must have basic mathematical knowledge.
• Preferably familiar with computer software including word processing & spreadsheets.
• With fieldwork and sales experience on microfinance

Aufgaben

• Actively solicit microfinance loan accounts to meet customer needs.
• Analyze loan applicants' qualifications to determine feasibility of granting loans.
• Initiate credit and collection activities to ensure credit quality of accounts.
• Coordinate with concerned officers and/or other units related to processing and servicing of loan applications and loan clients.
• Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking.
• Execute sales and/or marketing activities that will achieve volume targets.

Kenntnisse

Sales ability

Communication

Customer service

Math basics

Ausbildung

Bachelor's degree

Tools

Word processing

Spreadsheets

Jobbeschreibung

BDO Network Bank is the community bank subsidiary of BDO Unibank that aims to bring financial products and services closer to outlying areas, getting more neighborhoods closer to achieving success and their dreams.

Job Summary

The Account Officer for Micro, Small and Medium Enterprises is responsible for achieving loan volume targets while maintaining profitability, sound credit quality, and good customer service.

Key Responsibilities

• Actively solicit microfinance loan accounts to meet the business needs of the customer
• Analyze overall loan applicant’s qualifications to determine feasibility of granting loans
• Initiate credit and collection activities to ensure credit quality of accounts
• Coordinate with concerned officers and/or other units related to processing and servicing of loan applications and loan clients
• Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking
• Execute sales and/or marketing activities that will achieve volume targets

Qualifications

• Graduate of any four-year or five-year degree course / Bachelor's Degree Holder
• Possesses good selling, communication and customer service skills.
• Must have basic mathematical knowledge.
• Preferably familiar with computer software including word processing & spreadsheets.
• With fieldwork and sales experience on Mic

BDO Unibank, Inc. provides equal opportunity to all qualified candidates. Hiring decisions are based on job requirements and candidate qualifications, and shall not be influenced by any consideration of race, color, religion, sex (including sexual orientation and gender identity), national or ethnic origin, or disability. Requisition ID: 26386

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