Account Officer 1 (Binangonan, Rizal)

BDO Unibank; Antipolo, Binangonan; On-site; PHP 279,000 - 390,600; Full time

Job summary

BDO Unibank is looking for an Account Officer for Micro, Small and Medium Enterprises in Antipolo, Philippines. This role involves achieving loan volume targets while maintaining profitability, sound credit quality, and exceptional customer service.

The successful candidate should possess a Bachelor's Degree, good selling and communication skills, basic mathematical knowledge, and preferably some experience in microfinance. Familiarity with computer software is also beneficial.

Qualifications

• Graduate of any four-year or five-year degree course.
• Preferably familiar with computer software including word processing & spreadsheets.
• Fieldwork and sales experience on Microfinance is an advantage.

Responsibilities

• Actively solicit microfinance loan accounts to meet business needs.
• Analyze loan applicant’s qualifications for granting loans.
• Initiate credit and collection activities for account quality.
• Coordinate processing and servicing of loan applications.
• Review customer loan files for credit processing adequacy.
• Execute marketing activities to achieve volume targets.

Skills

Good selling skills

Communication skills

Customer service skills

Basic mathematical knowledge

Driving proficiency (motorcycle)

Education

Bachelor's Degree

Job description

Select how often (in days) to receive an alert:

BDO Network Bank is the community bank subsidiary of BDO Unibank that aims to bring financial products and services closer to outlying areas, getting more neighborhoods closer to achieving success and their dreams.

Job Summary

The Account Officer for Micro, Small and Medium Enterprises is responsible for achieving loan volume targets while maintaining profitability, sound credit quality, and good customer service.

Key Responsibilities

• Actively solicit microfinance loan accounts to meet the business needs of the customer
• Analyze overall loan applicant’s qualifications to determine feasibility of granting loans
• Initiate credit and collection activities to ensure credit quality of accounts
• Coordinate with concerned officers and/or other units related to processing and servicing of loan applications and loan clients
• Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking
• Execute sales and/or marketing activities that will achieve volume targets

Qualifications

• Graduate of any four-year or five-year degree course / Bachelor's Degree Holder
• Possesses good selling, communication and customer service skills.
• Must have basic mathematical knowledge.
• Preferably familiar with computer software including word processing & spreadsheets.
• With fieldwork and sales experience on Microfinance, an advantage.
• Preferably can drive a motorcycle

BDO Unibank, Inc. provides equal opportunity to all qualified candidates. Hiring decisions are based on job requirements and candidate qualifications, and shall not be influenced by any consideration of race, color, religion, sex (including sexual orientation and gender identity), national or ethnic origin, or disability. Requisition ID: 28031

The BDO, BDO Unibank, and other BDO-related trademarks are owned by BDO Unibank, Inc. BDO Unibank Inc. ® All Rights Reserved.