Account Officer 1

BDO Unibank; Urdaneta; Hybrid; PHP 279,000 - 446,000; Full time

Job summary

BDO Unibank is seeking an Account Officer for Micro, Small and Medium Enterprises tasked with achieving loan volume targets while maintaining profitability, sound credit quality, and excellent customer service. The role is based in Sta.

Maria, Pangasinan, Philippines, and involves active client outreach and coordination with various units for loan processing. The ideal candidate should have a four- or five-year degree, strong selling and communication skills, basic math, and familiarity with

Qualifications

• Graduated with a four-year or five-year degree.
• Strong selling, communication, and customer service skills.
• Basic mathematical knowledge.
• Familiar with word processing and spreadsheets.
• Willing to be assigned in Sta. Maria Pangasinan.

Responsibilities

• Actively solicit microfinance loan accounts to meet customer needs.
• Analyze overall loan applicant's qualifications to determine feasibility of granting loans.
• Initiate credit and collection activities to ensure credit quality of accounts.
• Coordinate with concerned officers and/or other units related to processing and servicing of loan applications and loan clients.
• Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking.
• Execute sales and/or marketing activities that will achieve volume targets.

Skills

Selling skills

Communication

Customer service

Mathematical knowledge

Education

Bachelor's Degree

Tools

Word Processing

Excel

Job description

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BDO Network Bank is the community bank subsidiary of BDO Unibank that aims to bring financial products and services closer to outlying areas, getting more neighborhoods closer to achieving success and their dreams.

Job Summary

The Account Officer for Micro, Small and Medium Enterprises is responsible for achieving loan volume targets while maintaining profitability, sound credit quality, and good customer service.

Key Responsibilities:

• Actively solicit microfinance loan accounts to meet the business needs of the customer
• Analyze overall loan applicant's qualifications to determine feasibility of granting loans
• Initiate credit and collection activities to ensure credit quality of accounts
• Coordinate with concerned officers and/or other units related to processing and servicing of loan applications and loan clients
• Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking
• Execute sales and/or marketing activities that will achieve volume targets

Qualifications:

• Graduate of any four-year or five-year degree course / Bachelor's Degree Holder
• Possesses good selling, communication and customer service skills.
• Must have basic mathematical knowledge.
• Preferably familiar with computer software including word processing & spreadsheets.
• With fieldwork and sales experience on Microfinance, an advantage.
• Preferably can drive a motorcycle
• Willing to be assigned in Sta. Maria Pangasinan.

BDO Unibank, Inc. provides equal opportunity to all qualified candidates. Hiring decisions are based on job requirements and candidate qualifications, and shall not be influenced by any consideration of race, color, religion, sex (including sexual orientation and gender identity), national or ethnic origin, or disability. Requisition ID: 29823

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